Seasonal Diseases

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Seasonal Diseases, is a health insurance offering comprehensive coverage for both in-patient and out-patient medical expenses, including daily cash benefits for in-patient hospital stays. Policies cover up to 8 common diseases, including influenza, dengue fever, acute appendicitis, food poisoning, and more. Premiums start at just 299 Baht and application is easy with no health declaration required.

Key features


key 1

Affordable premiums start from only 299 Baht per year (less than 1 Baht per day).

key 2

Various plans covering various seasonal diseases.

key 3

Income compensation while being hospitalized due to specified diseases or accident for up to 30 days.

key 4

Medical expenses reimbursed when treated for seasonal diseases as an in-patient or out-patient.

key 5

Easy to apply online in 4 simple steps with no medical checkup required. Available for all occupations.

Plan details


  • Thai nationality; Ages between 11 - 70 years old.
  • Daily Hospital Income Benefit due to the Seasonal Diseases specified in each plan.
  • Daily Hospital Income Benefit due to Accident.
  • Medical expenses when treated for Seasonal Diseases as an in-patient and out-patient.

Coverages Sum Insured (Baht)
  Plan 1 Plan 2 Plan 3

1. Loss of Life, Dismemberment, Loss of Sight (Arbor 1) due to Accident including murder and assault. (exclude riding or travelling on a motorcycle)

50,000 50,000 50,000

2. Daily Hospital Income Benefit due to accident (including Driving and/or Riding Motorcycle)
(exclude riding or travelling on a motorcycle)
(Maximum 30 days per accident)

not cover 500 per day 500 per day

3. Daily Hospital Income Benefit due to Seasonal Disease specified in each plan.  
(Maximum 30 days per disabilities and 15 days waiting period applicable)

500 per day 500 per day 500 per day

 

Covers 3 diseases: 

  • Influenza
  • Dengue Hemorrhagic Fever
  • Acute Appendicitis

Covers 4 diseases:

  • Influenza
  • Dengue Hemorrhagic Fever
  • Acute Appendicitis
  • Food Poisoning,  and Acute Gastroenteritis-AGE

Covers 8 diseases:

  • Influenza
  • Dengue Hemorrhagic Fever
  • Acute Appendicitis
  • Food Poisoning,  and Acute Gastroenteritis-AGE
  • Hand, Foot and Mouth Disease
  • Chickenpox
  • Leptospirosis
  • Typhoid fever/Enteric fever

Annual Premium (Baht)
(stamp duty inclusive)

299 599 699

Coverage Sum Insured (Baht)
  Plan 1 Plan 2 Plan 3 Plan 4

1. Loss of Life, Dismemberment, Loss of Sight (Arbor 1) due to Accident including murder and assault. (exclude riding or travelling on a motorcycle)

30,000 30,000 50,000 50,000

2. Daily Hospital Income Benefit due to accident (including Driving and/or Riding Motorcycle)
(Excluding riding or travelling on a motorcycle)
(Maximum 30 days per accident)

Not covered Not covered Not covered Not covered

3. The following coverage no. 3.1-3.3 covers seasonal diseases specified in the plan    (15 days waiting period applicable)

Covers 2 diseases: 

Influenza 

Dengue Hemorrhagic Fever

  3.1 In-patient treatment medical expenses (IPD)
        Pay actual expenses but not exceeding the Sum Insured limit per disability (the limit for Room & Board, Meals, Nursing Service for a maximum of 3,000 Baht per day)

30,000 30,000 50,000 50,000

  3.2 Out-Patient treatment medical expenses (OPD)
  (Maximum 3 visits per year)

500
Baht per visit/day
1,000
Baht per visit/day
500
Baht per visit/day
1,000
Baht per visit/day

  3.3 Daily Hospital Income Benefit due to Seasonal Disease.
  (Maximum 30 days per disabilities)

500 per day Not covered 500 per day Not covered

Annual Premium (Baht)
(stamp duty inclusive)

419 449 599 629

MSIG Contact Centre
Tel: 02 007 9000
Email: Click here
Monday – Friday (8.30 a.m. – 9.00 p.m.), Saturday (9.00 a.m. – 6.30 p.m.)
(Except Sunday and Official Holidays)

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  NOTICE

Starting from 1 October 2023, MSIG will eliminate cheque collection.

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