Business Insurance

Keep the pulse of your livelihood secure with MSIG

Whatever the size, every business is more intricate than it seems, and so are its needs. Our deep understanding of this is precisely how we can give your business just the right protection, every step of the way.

Motor (Commercial Vehicle)

Keep your business going by protecting your company vehicles.

Commercial use
  • Specialised coverage for motor vehicles that you own, lease or rent for your business

Level of coverage

Customisable

Premiums

Dependent on coverage

Property

From your premises to the machinery and assets within, leave nothing uncovered.

Fire and Named Perils Insurance
  • Protect your business from fire, explosion, water damage, vehicle impact and natural perils

Level of coverage

Customisable

Premiums

Dependent on coverage

SME Easy
  • Provides comprehensive business protection that can be tailored to your insurance needs

Level of coverage

Customisable

Premiums

Dependent on coverage

Industrial All Risks Insurance
  • Safeguard your commercial or industrial properties from loss or damage by all perils

Level of coverage

Customisable

Premiums

Dependent on coverage

Business Interruption Insurance
  • Ensures business continuity with the financial relief to rebuild, repair or replace damaged property

Level of coverage

Customisable

Premiums

Dependent on coverage

Terrorism & Political Violence Insurance
  • Protects against property damage and business interruption caused by acts of terrorism, riots, war and other forms of political violence

Level of coverage

Customisable

Premiums

Dependent on coverage

Marine

Get comprehensive protection for cargo in transit and pleasure craft.

Marine Cargo Insurance
  • Protects your goods during transit from loss or damage by perils such as fire, explosion, grounding, sinking or collision, including jettison or General Average Contribution

Level of coverage

Customisable

Premiums

Dependent on coverage

Inland Cargo
  • Covers your goods during domestic transit in your own vehicles or through a professional carrier
  • An annual policy with Minimum and Deposit Premium and subject to premium adjustment based on actual annual turnover at expiry
  • Declaration of shipments may not be required

Level of coverage

Customisable

Premiums

Dependent on coverage

Carrier’s Liability Insurance
  • Covers legal liabiity of the carrier for loss of or damage to the goods throughout the duration of carriage
  • Also covers liability of the carrier for loss of or damage to the goods in the process of loading or unloading from the carrying conveyance

Level of coverage

Customisable

Premiums

Dependent on coverage

Group Personal Accident

Get coverage for yourself and your employees or customers against accidents both locally and overseas.

Group Personal Accident Insurance
  • Provides 24-hour worldwide coverage for your employees or members of your company, school, manufacturer or business group
  • Covers injury, disability, dismemberment and death caused by accident, assault or murder

Level of coverage

Customisable

Premiums

Dependent on coverage

Group Travel Accident Insurance
  • Keep yourself and your accompanying group protected throughout your trip, be it for business or leisure

Level of coverage

Customisable

Premiums

Dependent on coverage

Liability

Manage your legal liability arising from daily business operations.

Public Liability
  • Protect your business from claims of personal injury or property damage that a third party suffers as a result of your business activities, including legal defence costs

Level of coverage

Customisable

Premiums

Dependent on coverage

Product Liability
  • Entrepreneurs, be protected from legal liability caused by bodily injury, sickness and property damage to end-users or third parties, including legal defence costs, incurred through the use of the product manufactured, distributed or sold and caused by defects in your product.

Level of coverage

Customisable

Premiums

Dependent on coverage

Employer's Liability
  • Protection for employers who become legally liable under civil and commercial law to employees with bodily injuries caused by accident or illness arising out of and in the course of employment, due to negligence or the neglect to take care of the employees’ safety.

Level of coverage

Customisable

Premiums

Dependent on coverage

Legal Liability for Damages Arising from Unsafe Products
  • This policy provides coverage for entrepreneurs in Thailand who aim to enhance protection of consumers' rights by imposing strict liability in the form of the Liability for Damages Arising from Unsafe Product Act, B.E. 2551.

Level of coverage

Customisable

Premiums

Dependent on coverage

Engineering

Get comprehensive coverage from all manner of construction and engineering-related claims.

Contractors’ All Risks Insurance
  • Designed to help developers, principals and contractors to better manage complex indemnity and contractual exposures
  • Covers loss of or damage to contract works and third party liabilities as a result of such loss

Level of coverage

Customisable

Premiums

Dependent on coverage

Erection All Risks Insurance
  • Protects manufacturers and contractors from mishaps, loss or damage that occurs to contract works during the erection, testing and commissioning of machinery, including third party liabilities

Level of coverage

Customisable

Premiums

Dependent on coverage

Machinery All Risks Insurance
  • Provides "all risks" coverage for plants and machinery in factories against any perils not excluded in the policy

Level of coverage

Customisable

Premiums

Dependent on coverage

Machinery Breakdown Insurance
  • Protects against electrical and mechanical breakdown of plants and machinery

Level of coverage

Customisable

Premiums

Dependent on coverage

Boiler And Pressure Vessel Insurance
  • Covers damage to boilers and pressure vessels due to explosion
  • Covers damage to other property and third party liability due to such incidents

Level of coverage

Customisable

Premiums

Dependent on coverage

Miscellaneous

Get protection for other aspects of your business.

Fidelity Guarantee
  • As an employer, be protected from all direct financial  losses or damages caused by all acts of fraud or dishonesty committed by employees.

Level of coverage

Customisable

Premiums

Dependent on coverage