Personal Insurance

Protect the things that matter

We recognise that your personal assets are not just mere objects but your connection to family, friends, and your dreams. That's why we go above and beyond to give attention to all that you hold dear.

Not sure which is right for you?

Health

When illness strikes, we can take your mind off hospital bills and outpatient fees so that you can concentrate on getting better.

Cancer Fix

Providing coverage for the insured who is diagnosed with cancer for the first time including chemotherapy and/or radiation treatment and second opinion benefit.

Level of coverage

Premiums

Seasonal Diseases

Hassle-free MSIG Seasonal Disease Insurance! Medical expenses reimbursed following In-patient and/or Out-patient treatment. Also, daily cash income benefits during hospitalization caused by seasonal diseases. Coverage details and premiums depend on the plan purchased.

Level of coverage

Premiums

Travel

Flight delays, loss of baggage or money, accidents and sickness are common predicaments that travellers experience. Our convenient travel protection plans are here to help you enjoy your trip with peace of mind.

Travel Easy (Worldwide)
  • 24-hour worldwide travel coverage for you and your family

Level of coverage

Premiums

Trip Easy Plus (Domestic)
  • Travel with on worries and enjoy 24-hour coverage and get cover with several plans available

Level of coverage

Premiums

Overseas Student
  • Protects students studying abroad from unforeseen situations
  • Allows students to focus on their studies while also providing peace of mind to their parents

Level of coverage

Premiums

Trip Easy (Domestic)
  • Keep yourself and your family constantly protected on domestic trips

Level of coverage

Premiums

Motor

Cover your vehicle against accidental damange and theft. We have a selection of plans to suit your needs and budget, including legally compulsory third party liability insurance.

Safe Guard 2+
  • Covers collision with other road vehicles.
  • Covers loss of or damage to vehicle arising from flood, fire or theft (loss of entire vehicle).
  • Covers third party liability for property damage and bodily injury.
  • Options of including and excluding excess.

Level of coverage

Premiums

Motor 2 Save
  • Protects against theft of vehicle.
  • Protects against damage caused by fire.
  • Covers against third party bodily injury or property damage.

Level of coverage

Premiums

Safe Guard 3+
  • Covers your vehicle against collision with other road vehicles.
  • Covers loss of or damage to vehicle arising from flood.
  • Covers third party liability for property damage and bodily injuries.

Level of coverage

Premiums

Safe Guard Easy 3+
  • Low Premium
  • third party liability from property coverage is lower than Safe Guard Standard and Mini.
  • There is only 2 plans for SG Easy that cover first loss of 100000 Baht with excess and no excess.

Level of coverage

Premiums

Safe Guard 30D (3+)
  • Provides flexible short-term coverage.
  • Protects your vehicle against collision with other road vehicles, losses or damages arising from flood and third party liability from property damage and bodily injuries.

Level of coverage

Premiums

Happy D
  • Third class insurance coverage for third party liabilities such as medical expenses for driver and passenger

Level of coverage

Premiums

Motor Add-on
  • Comprehensive additional coverages to your existing motor insurance policy
  • Provides monetary compensation in case of vehicle accident that results in hospitalisation
  • Provides monetary compensation for travel expenses incurred during repair of insured vehicle and loss of personal belongings inside insured vehicle
  • Personal accident coverage for driver and passengers of the insured vehicle in case of accident

Level of coverage

Premiums

Personal Accident

Ensure your well-being is protected from rising medical costs and financial setbacks. Our range of plans is designed to provide comprehensive coverage all stages in life.

PA Extra - Individual
  • Covers you in the event of disability, dismemberment, injury or death due to accident, assault or murder
  • 24-hour worldwide coverage

Level of coverage

Premiums

PA Extra - Family
  • Covers you and your family members in the event of disability, dismemberment, injury or death due to accident, assault or murder
  • 24-hour worldwide coverage

Level of coverage

Premiums

PA Extra – Executive
  • Covers business executives and owners in the event of disability, dismemberment, injury or death due to accident, assault or murder
  • 24-hour worldwide coverage

Level of coverage

Premiums

PA Huang Yai (Senior Citizen - Medical Expenses due to Accident or Broken Bone)
  • Tailored to protect the elderly in the event of disability, dismemberment, injury or broken bone or death due to accident, assault or murder
  • 24-hour worldwide coverage

Level of coverage

Premiums

PA Katan Yu (Senior Citizen - Medical Expenses due to Accident)
  • Provides moderate coverage for the elderly in the event of disability, dismemberment, injury or death due to accident, assault or murder
  • 24-hour worldwide coverage

Level of coverage

Premiums

PA Kit Tueng Mak (Medical Expenses due to Accident)
  • 24-hour worldwide coverage for injury or disability caused by accident or assault
  • High sum insured coverage in the event of death

Level of coverage

Premiums

PA Kit Tueng Jumbo (Daily Hospital Income Benefit)
  • Daily income benefit for every day of hospitalisation due to accident or assault for up to 365 days
  • Monthly benefit for loss of life due to accident for up to 36 months
  • 24-hour worldwide coverage

Level of coverage

Premiums

Home

Fire, burglary or armed robbery - these are just some of the most common risks your home is exposed to every day. With an MSIG policy that covers almost any event, you can protect your home and personal possessions from loss. 

Baan Easy

 - Gets first loss cover for loss of or damage to contents within residential building due to fire, lightning, explosion, water damage, electrical faults, burglary, third party liability and other causes.
 - Gets Cover for windstorm, earthquake and hail.
 - Additional cover for 24-hour Emergency Home Assistance. 
 

Level of coverage

Premiums

My Home Plus
  • Covers loss of or damage to home structure and household contents due to fire, explosion, electrical faults and natural perils amongst others
  • Also covers burglary, plate glass breakage, third party liability and personal accident

Level of coverage

Premiums

My Home Premium
  • Additional cover for loss of or damage to home structure and household contents due to flood and other natural perils, fire, electrical faults and other causes
  • Also covers burglary, plate glass breakage, third party liability and personal accident

Level of coverage

Premiums

My Home safe
  • Covers loss of or damage to home structure and household contents due to fire, lightning, explosion, water damage, electrical faults, burglary, plate glass, third party liability, personal accident and other causes
  • Gets Cover for flood up to 220,000 baht and full limit cover for other natural perils
  • Additional cover for 24-hour Emergency Home Assistance

Level of coverage

Premiums

Condo Easy
  • Gets first loss cover for loss of or damage to contents within condominium unit due to fire, lightning, explosion, water damage, electrical faults, burglary, third party liability and other causes
  • Gets Cover for windstorm, earthquake and hail
  • Additional cover for 24-hour Emergency Home Assistance

Level of coverage

Premiums

Golf

Focus on your game without having to worry about loss of or damage to your equipment or accidents to third party.

Golfer's insurance
  • Indemnity against losses or damages while you play or practice at any recognised golf club or golf course.
  • Covers personal bodily injury including medical treatment, third party liability arising from accident caused by the insured
  • Covers loss of or damage to golf equipment and special rewards for "Hole-In-One"

Level of coverage

Premiums