- Low Premium
- third party liability from property coverage is lower than Safe Guard Standard and Mini.
- There is only 2 plans for SG Easy that cover first loss of 100000 Baht with excess and no excess.
- Repairs at authorised garages
- Premium starts from 5,100 baht
- Selective package of with excess or no excess.
- Free MSIG 24-hour Roadside Assistance (subject to terms and conditions).
- Third party bodily injury coverage of up to 10 million baht per accident for all plans in this policy.
- A standard fixed price rate for saloon cars.
|Coverage||MSIG Safe Guard Easy|
|Third Party Liability
Bodily injury or compensation over max. limit of CMI only
|Third Party Property Damage||1,000,000 ฺBaht/person|
|Medical Expenses (5 Seats)||50,000 Baht/person|
|Bail bond||200,000 Baht/person|
|5,100 Baht||5,500 Baht|
|Renewal Condition in case loss ratio < 50%||Not Applicable|
* Excess = 2,000 : The Driver or the Insured shall be responsible for, in respect of each accident, the deductible amounts as stated in the Policy Schedule in the event the accident is caused by negligence of the Insured Driver.
Remark : Premium including Stamp & Vat.
- Applicable for legally registered vehicle for private use only, i.e. saloon not over 7 seats, van not over 12 seats, pick-up not over 4 tonnes.
- Not applicable for Audi, BMW, Volkswagen, Volvo, Mercedes Benz, Chevrolet, sports cars, imported cars, modified cars, pick-ups with special equipment.
- Market price of the vehicle must not be less than the sum insured.
- Non-standard accessories are not covered.
- Premium - Fixed rate / Renewal year will not be entitled to discount.
- Repair condition : Authorised Garage.
- Fixed Rate & premium (Discount in the renewal year will be follow renewal condition).
- Pre-motor insurance car inspection will be conducted if needed.
- Free Roadside Assistance 24-hour-service as per MSIG's Conditions.
- 100% for lubricants and cooling fluids when the loss is caused by a Motor accident arising from a collision only.