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Safe Guard 30D (3+)
MSIG Safe Guard 30 Days is a comprehensive motor insurance for a short-term plan. This plan is designed for individuals who need temporary coverage for their vehicles. This 3rd class plus motor insurance offers affordable premiums and provides protection for up to 30 days. If you're using your car for a short period, such as during a vacation or while your primary vehicle is undergoing repairs, MSIG Safe Guard 30 Days can be a cost-effective solution. The policy covers a wide range of potential risks, including damage to your car resulting from collisions with other vehicles, flood damage, and liability for third-party property damage and bodily injury. With MSIG Safe Guard 30 Days, you can enjoy peace of mind knowing that your vehicle is protected during your short-term driving needs.
Key features
Short period of coverage (only 30 days).
Flexible and economical option for any person who will use the vehicle for the specific period.
Choose from 6 optional plans with or without excess.
Plan details
- Suitable for any person who will use the vehicle for the specific period.
Coverage | Limits (Baht) |
|---|---|
Third Party Liability | |
| Third Party Bodily Injury | 500,000 (Baht/Person) |
20,000,000 (Baht/Accident) | |
| Third Party Property Damage | 1,000,000 (Baht/Accident) |
Additional Coverage | |
| Personal Accident - Total Permanent Disability (5 seats) | 100,000 (Baht/Person) |
| Medical Expenses (5 seats) | 100,000 (Baht/Person) |
| Bail Bond | 300,000 (Baht/Accident) |
- This package provides coverage for 30 days.
- Premium includes CCTV discount.
- Applicable for saloon not over 7 seats (110) and pick-up not over 4 tonnes (320).
- Applicable for legally registered vehicle for private use only (not for hire, public transport, rental, or registered as R.Y.18).
- Not applicable for Audi, BMW, Volkswagen, Volvo, and Chevrolet.
- Mercedes Benz, excluding sport cars or imported cars, may apply for Plan Safe 3, 4, 5, 6 only.
- Not applicable for any imported cars, sport cars, racing cars, supercars, Group 1 vehicles, or Battery Electric Vehicles (BEV).
- Not applicable for modified, lowered, lifted vehicles, reinforced suspension vehicles, pick-ups with special equipment such as steel frames, roofs, cages, fences, truck bed cover or canopy, or cargo box.
- Not applicable for vehicles used for the purpose of carrying goods or any logistics transportation, parcel delivery, e-commerce, or online business delivery, (etc.).
- Premium rate excludes vehicles transporting high-risk goods (e.g. fuel, acids, gas).
- The market price of the vehicle must not be less than the sum insured.
- Accessories are covered with the limit not over 5,000 Baht.
- Repair Condition : Authorised Garage.
- This insurance premium rate is a fixed rate.
- Pre-motor insurance car inspection will be conducted if needed.
- Special ! Roadside Assistance 24-hour-service as per MSIG's Conditions.
- No depreciation will be applied to the cost of replacing fluids (e.g., engine oil, lubricants, and air conditioning coolant) if damaged in a collision with a land vehicle as per MSIG's Conditions.
- Effective from 1 January 2026 until further notice.
MSIG Contact Centre
Tel: 02 007 9000
Email: Click here
Monday – Friday (8.30 a.m. – 9.00 p.m.), Saturday (9.00 a.m. – 6.30 p.m.)
(Except Sunday and Official Holidays)
A: There are variety plans of MSIG Safe Guard 30D plans, including those with or without deductibles applied.
A: A deductible refers to the initial amount of damage that the insured must absorb themselves, as specified in the Motor insurance policy, deductibles generally apply in cases where the insured vehicle collides with another road vehicle and the insured is at fault.
Example 1: In a qualifying case, the insured vehicle collides with another land vehicle and the insured is at fault. The policy specifies a deductible of 2,000 baht, and the total damage amounts to 5,000 baht. In this case, the insured must pay the first 2,000 baht, and the insurance company will cover the remaining 3,000 baht.
Example 2: In a qualifying case, the insured vehicle collides with another land vehicle and the insured is at fault. The policy specifies a deductible of 2,000 baht, and the total damage amounts to 2,000 baht. In this case, the insured must bear the full amount of 2,000 baht themselves.
A: Applicable for legally registered vehicle for private use only, i.e. saloon not over 7 seats, and pick-up not over 4 tonnes.
A: The normal time period for considering claims after MSIG receives all the required and correctly completed documents for Motor Insurance is usually within 15 days. In cases where there is reasonable doubt regarding the validity of a claim according to the stated policy coverage, the time period may be longer, but no longer than necessary or reasonable, and usually not more than 90 days from after all the necessary completed documents have been submitted. The insured can track the claim status directly via MSIG Claim Tracking 24/7.
