Safe Guard 30D (3+)

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MSIG Safe Guard 30 Days is a comprehensive motor insurance for a short-term plan. This plan is designed for individuals who need temporary coverage for their vehicles. This 3rd class plus motor insurance offers affordable premiums and provides protection for up to 30 days. If you're using your car for a short period, such as during a vacation or while your primary vehicle is undergoing repairs, MSIG Safe Guard 30 Days can be a cost-effective solution. The policy covers a wide range of potential risks, including damage to your car resulting from collisions with other vehicles, flood damage, and liability for third-party property damage and bodily injury. With MSIG Safe Guard 30 Days, you can enjoy peace of mind knowing that your vehicle is protected during your short-term driving needs.

Key features


key 1

Short period of coverage (only 30 days).

key 3

Flexible and economical option for any person who will use the vehicle for the specific period.

key 4

Choose from 6 optional plans with or without excess.

Plan details


- Suitable for any person who will use the veicle for the specific period.

Coverage

Limits (Baht)

Third Party Liability

Third Party Bodily Injury

500,000 (Baht/Person)

10,000,000 (Baht/Accident)

Third Party Property Damage

1,000,000 (Baht/Accident)

Additional Coverage

Personal Accident - Total Permanent Disability (5 seats)

100,000 (Baht/Person)

Medical Expenses (5 seats)

100,000 (Baht/Person)

Bail Bond

300,000 (Baht/Accident)

Own Damage - Collisions with Road Vehicle*, Flood.

Safe Guard 30D

Total Annual Premium (Baht)

Sum Insured (Baht)

PLAN

Excess 2,000 Baht*

PLAN

No Excess

100,000

Safe 1

1,260

Safe 4

1,365

200,000

Safe 2

1,428

Safe 5

1,532

300,000

Safe 3

1,575

Safe 6

1,743

 

*The insured shall be responsible for a 2,000 baht excess per at-fault collision with a land vehicle. 

Remark: Premiums are inclusive of tax and borne by the insured.

  • This package provides coverage for 30 days.
  • Premium includes CCTV discount.
  • Applicable for legally registered vehicle for private use only, i.e. saloon not over 7 seats, and pick-up not over 4 tonnes.
  • Not applicable for vehicle for commercial use.
  • Not applicable for Audi, BMW, Volkswagen, Volvo, Chevrolet, sports cars, imported vehicles, modified vehicles, pick-ups with special equipment such as steel frames, roofs, cages, fences, truck bed cover or canopy, or using for the purpose of carrying or transporting goods.
  • Mercedes Benz, excluding sport cars or imported cars, may apply for Plan Safe 3, 4, 5, 6 only.
  • Market price of the vehicle must not be less than the sum insured.
  • Non-standard accessories are not covered.
  • Repair Condition : Authorised Garage.
  • This insurance premium rate is a fixed rate.
  • Pre-motor insurance car inspection will be conducted if needed.
  • Special ! Roadside Assistance 24-hour-service as per MSIG's Conditions.
  • No depreciation will be applied to the cost of replacing fluids (e.g., engine oil, lubricants, and air conditioning coolant) if damaged in a collision with a land vehicle as per MSIG's Conditions.

MSIG Contact Centre
Tel: 02 007 9000
Email: Click here
Monday – Friday (8.30 a.m. – 9.00 p.m.), Saturday (9.00 a.m. – 6.30 p.m.)
(Except Sunday and Official Holidays)

 

A: There are variety plans of MSIG Safe Guard 30D plans, including those with or without deductibles applied.

 

A: A deductible refers to the initial amount of damage that the insured must absorb themselves, as specified in the Motor insurance policy, deductibles generally apply in cases where the insured vehicle collides with another road vehicle and the insured is at fault. 

Example 1: In a qualifying case, the insured vehicle collides with another land vehicle and the insured is at fault. The policy specifies a deductible of 2,000 baht, and the total damage amounts to 5,000 baht. In this case, the insured must pay the first 2,000 baht, and the insurance company will cover the remaining 3,000 baht. 

Example 2: In a qualifying case, the insured vehicle collides with another land vehicle and the insured is at fault. The policy specifies a deductible of 2,000 baht, and the total damage amounts to 2,000 baht. In this case, the insured must bear the full amount of 2,000 baht themselves.

 

A: Applicable for legally registered vehicle for private use only, i.e. saloon not over 7 seats, and pick-up not over 4 tonnes.

 

A: The normal time period for considering claims when MSIG receives all the necessary complete documents is usually within 15 days. Claim payments will usually be made within 15 days from the date the claimant has agreed to the amount of compensation. the insured can track the claim status directly via MSIG Claim Tracking 24/7.

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  NOTICE

Starting from 1 October 2023, MSIG will eliminate cheque collection.

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