PA Extra - Individual

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Suitable for individuals, personal accident insurance for ages 1 to 60 years old (renewable up to 70 years old). The policy covers you in the event of disability, dismemberment, injury or death due to accident, assault or murder. Receive a "Sabaidee Card" and there is no need to pay in advance at contracted hospitals. A discount is offered upon renewal if there are no previous claims.

Key features


key 1

For individuals only.

key 3

Medical expenses coverage of up to 150,000 Baht.

key 4

Discount upon renewal if there are no previous claim records.

key 3

Premium starts from 1,400 Baht.

Plan details


  • Covers medical expenses due to accident up to 150,000 Baht.
  • Reimburses family allowance in case of loss of life due to accident up to 120,000 Baht.
  • Covers funeral expenses in case of loss of life due to accident up to 50,000 Baht.

CoverageSum Insured (Baht)
 Plan 1Plan 2Plan 3Plan 4

1. Loss of Life, Dismemberment, Loss of Sight, Loss of Larynx (Voice Box) or Total Permanent Disability

    
Accident
200,000300,000500,0001,000,000
Murder or Assault
200,000300,000500,0001,000,000
Accident while Riding or Travelling by Motorcycle
100,000150,000250,000500,000
Public Accident
200,000300,000500,0001,000,000

2. Monthly Benefit for Loss of Life Due to Accident (10,000 Baht per month for 12 Months)

    
Monthly Benefit for Loss of Life Due to Accident (10,000 Baht per month for 12 Months)
120,000120,000120,000120,000

3. Funeral Indemnity from Accidental Death

    
Funeral Indemnity from Accidental Death
20,00030,00050,00050,000

4. Medical Expenses Including Accident while Riding or Travelling by Motorcycle

    
Medical Expenses Including Accident while Riding or Travelling by Motorcycle
30,00045,00075,000150,000

Yearly Premium (Baht) (Including Tax and Stamp)Plan 1Plan 2Plan 3Plan 4

Occupation Class 1-2

1,4002,0003,0005,600

Occupation Class 3

2,3003,2004,9009,100
Remark

Premium is inclusive of stamp duty and payable by the insured.

Terms and conditions
  1. Age 1 - 60 years (Renewal up to 70 years) and Occupation Class 1-3
  2. No claim bonus starts at 10%, 15%, 20% which is calculated from the first year premium
  3. Applicant must normally reside in Thailand
  4. Good health with no disabilities

Declined Occupations

Personnel engaging in high risk job such as laborer or worker in industrial factory, car mechanic, construction worker, mine worker, laborer, fishermen, oil rig worker, high-rise building window cleaner, high voltage electrical wire installation worker, car racer, singer, actor/actress, professional athlete, for-hire-vehicle driver, news crew, security guard, politician, motorcycle-taxi driver, volunteer, airline pilot and cabin crew, taxi driver, occupations involving the use of hard labor, heavy machineries, un-skilled labor, and other high risk occupations.

MSIG Contact Centre
Tel: 02 007 9000
Email: Click here
Monday – Friday (8.30 a.m. – 9.00 p.m.), Saturday (9.00 a.m. – 6.30 p.m.)
(Except Sunday and Official Holidays)

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  NOTICE

Starting from 1 October 2023, MSIG will eliminate cheque collection.

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