PA Extra - Family
Product Description
- Covers you and your family members in the event of disability, dismemberment, injury or death due to accident, assault or murder
- 24-hour worldwide coverage
Key features
- For individuals and family members
- Medical expenses coverage of up to 150,000 baht
- Discount upon renewal if there are no previous claim records
- Free coverage for 2 children
- Premium starts from 2,650 baht
Plan highlights
- Covers medical expenses due to accident up to 150,000 baht
- Reimburses family allowance in case of loss of life due to accident up to 120,000 baht
- Covers funeral expenses in case of loss of life due to accident up to 50,000 baht
Plan details
| Coverage | Sum Insured (Baht) | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Plan 1 | Plan 2 | Plan 3 | Plan 4 | |||||||||
| Insured | Spouse | Children | Insured | Spouse | Children | Insured | Spouse | Children | Insured | Spouse | Children | |
| 1. Loss of Life, Dismemberment, Loss of Sight, Loss of Larynx (Voice Box) or Total Permanent Disability | ||||||||||||
|
Accident |
200,000 | 100,000 | 50,000 | 300,000 | 150,000 | 50,000 | 500,000 | 250,000 | 50,000 | 1,000,000 | 500,000 | 50,000 |
|
Murder or Assault |
200,000 | 100,000 | 50,000 | 300,000 | 150,000 | 50,000 | 500,000 | 250,000 | 50,000 | 1,000,000 | 500,000 | 50,000 |
|
Accident while Riding or Travelling by Motorcycle |
100,000 | 50,000 | 50,000 | 150,000 | 75,000 | 50,000 | 250,000 | 125,000 | 50,000 | 500,000 | 250,000 | 50,000 |
|
Public Accident |
400,000 | 200,000 | 50,000 | 600,000 | 300,000 | 50,000 | 1,000,000 | 500,000 | 50,000 | 2,000,000 | 1,000,000 | 50,000 |
| 2. Monthly Benefit for Loss of Life Due to Accident (10,000 baht per month for 12 Months) | ||||||||||||
|
Monthly Benefit for Loss of Life Due to Accident (10,000 baht per month for 12 Months) |
120,000 | 60,000 | - | 120,000 | 60,000 | - | 120,000 | 60,000 | - | 120,000 | 60,000 | - |
| 3. Funeral Indemnity from Accidental Death | ||||||||||||
|
Funeral Indemnity from Accidental Death |
20,000 | 10,000 | 5,000 | 30,000 | 15,000 | 5,000 | 50,000 | 25,000 | 5,000 | 50,000 | 25,000 | 5,000 |
| 4. Medical Expenses Including Accident while Riding or Travelling by Motorcycle | ||||||||||||
|
Medical Expenses Including Accident while Riding or Travelling by Motorcycle |
30,000 | 15,000 | 5,000 | 45,000 | 22,500 | 5,000 | 75,000 | 37,500 | 5,000 | 150,000 | 75,000 | 5,000 |
| Yearly Premium (Baht) (Including Tax and Stamp) | Plan 1 | Plan 2 | Plan 3 | Plan 4 |
|---|---|---|---|---|
Occupation Class 1-2 |
2,650 | 3,400 | 5,000 | 8,400 |
Remark
Premium is inclusive of stamp duty and payable by the insured.
Terms and conditions
- Age 1-60 years (Renewal up to 70 years)
- No claim bonus starts at 10%, 15%, 20% which is calculated from the first year premium
- Applicant must normally reside in Thailand
- Thai Nationality or Work Permit for Foreigner
- Good health with no disabilities
- Occupation Class 1-2
- Covers up to 2 children, aged between 1-23 years
Declined Occupations
Personnel engaging in high-risk jobs such as labourer or worker in industrial factory, car mechanic, construction worker, mine worker, labourer, fisherman, oil rig worker, high-rise building window cleaner, high voltage electrical wire installation worker, car racer, singer, actor/actress, professional athlete, for-hire-vehicle driver, news crew, security guard, politician, motorcycle-taxi driver, volunteer, airline pilot and cabin crew, taxi driver, occupations involving the use of hard labour, heavy machineries, unskilled labour, and other high risk occupations.