Overseas Student
Product Description
- Protects students studying abroad from unforeseen situations
- Allows students to focus on their studies while also providing peace of mind to their parents
Key features
- A 24-hour worldwide plan that covers injury, disability or death caused by accidental means
- Covers expenses incurred for Emergency Medical Evacuation
- Specially designed for students between 13 to 50 years of age and studying at an overseas educational institution
- Premium starts from 4,700 baht
- Study Interruption Benefit covers the cost of tuition fees up to the sum insured if you are unable to continue with studies
- Valid for a maximum period of 2 years of overseas studies
Plan highlights
Plan highlights
- Covers medical expenses for both sickness and injury up to 5,500,000 baht
- Covers all expenses for study interruption up to a maximum of 350,000 baht
- Reimburses hospital visits up to 350,000 baht
- Covers flight delays up to 10,000 baht
- Covers loss of life, dismemberment, loss of sight or total permanent disability of parents due to accident up to 100,000 baht
Plan details
Coverage
| Insuring Agreement | Sum Insured (Baht) | ||
|---|---|---|---|
| Student 1 | Student 2 | Student 3 | |
1. Medical Expenses |
5,500,000 | 2,500,000 | 2,000,000 |
2. Study Interruption |
350,000 | 300,000 | 200,000 |
3. Hospital Visit Maximum Limit |
350,000 | 300,000 | 200,000 |
4. Loss of Life, Dismemberment, Loss of Sight or Total Permanent Disability from Accident |
3,000,000 | 2,000,000 | 1,500,000 |
5. Emergency Medical Evacuation or Repatriation |
5,500,000 | 4,000,000 | 3,000,000 |
6. Repatriation of Mortal Remains |
|||
7. Damage or Loss of Baggage and/or Personal Belongings when travelling on a Licensed Public CarrierMaximum Limits per Article/Pair/Set |
100,000 10,000 |
60,000 8,000 |
40,000 5,000 |
8. Personal Liability |
1,000,000 | 1,000,000 | 1,000,000 |
9. Flight DelayBenefits paid for every 6 consecutive hours delay |
10,000 2,000 |
10,000 2,000 |
Not covered |
10. Missed Connecting FlightBenefits paid for every 6 consecutive hours delay |
10,000 2,000 |
10,000 2,000 |
Not covered |
11. Loss of Life, Dismemberment, Loss of Sight or Total Permanent Disability of Parents from Accident |
100,000 | 100,000 | 100,000 |
Remark:
- Item 1: Includes medical expenses in Thailand in case of temporarily return within 90 days (must return to study), with limit not exceeding 200,000 baht. This is applicable only if the policy period is for one year or more.
- Item 3 : Includes transportation, accommodation and food up to maximum 5,000 baht per day or maximum 50,000 baht per occurrence.
- Item 5, 6 : Emergency Medical Evacuation or Repatriation and Repatriation of Mortal Remains are under the same limit.
- Item 7 : No deductible
- Item 2-6, 8, 11 : Any one Occurrence and any one Policy Period
- Item 1, 7, 9, 10 : Any one Occurrence
Premium
| Period of Insurance | Premium (Baht) | ||
|---|---|---|---|
| Student 1 | Student 2 | Student 3 | |
Up to 3 months |
12,200 | 6,000 | 4,700 |
Up to 4 months |
14,800 | 7,300 | 5,700 |
Up to 5 months |
18,000 | 8,900 | 6,900 |
Up to 6 months |
19,950 | 9,950 | 7,450 |
Up to 7 months |
23,350 | 11,550 | 8,750 |
Up to 8 months |
26,750 | 13,050 | 9,950 |
Up to 9 months |
30,150 | 14,650 | 11,250 |
Up to 10 months |
33,450 | 16,250 | 12,550 |
Up to 11 months |
36,850 | 18,150 | 13,750 |
Up to 12 months |
39,900 | 19,900 | 14,900 |
Up to 13 months |
43,300 | 21,600 | 16,100 |
Up to 14 months |
46,700 | 23,300 | 17,400 |
Up to 15 months |
50,100 | 25,000 | 18,600 |
Up to 16 months |
53,500 | 26,700 | 19,900 |
Up to 17 months |
56,700 | 28,300 | 21,100 |
Up to 18 months |
59,850 | 29,850 | 22,350 |
Up to 19 months |
63,300 | 31,600 | 23,600 |
Up to 20 months |
66,700 | 33,300 | 24,900 |
Up to 21 months |
70,100 | 35,000 | 26,100 |
Up to 22 months |
73,500 | 36,700 | 27,400 |
Up to 23 months |
76,700 | 38,300 | 28,600 |
Up to 24 months |
79,800 | 39,800 | 29,800 |
Remark:
The above premium includes Stamp Duty and VAT.
Conditions
- Age 13-50 years
- Applicant must begin the journey from Thailand.
- Applicant must normally reside in Thailand.
- Applicant must be in good health and have no disabilities.
- Applicant can buy only one policy.
- Applicant must be enrolled in an institution which is officially recognised internationally (including vocational education).
- Applicant agrees and allows hospitals, clinics, insurance companies, and other organisations to disclose all necessary information on request to MSIG Insurance (Thailand) Public Company Limited.
The policy does not cover travel to Afghanistan, Azerbaijan, Cuba, Iraq, Kyrgyzstan, Israel, Lebanon, Libya, Nicaragua, Pakistan, North Korea, Palestine, Syria, Tajikistan, Turkmenistan, Uzbekistan, Iran
*All coverage, terms & conditions, exclusions will be referred to policy wording*
Important Contact Information
Before and After Trip
MSIG Customer Care
Tel: 02 007 9000
Fax: 0 2716 6613
Email: online@th.msig-asia.com
Monday – Friday (8.30 a.m. – 9.00 p.m.), Saturday (9.30 a.m. – 6.00 p.m.)
(Except Sunday and Official Holidays)
During Trip
MSIG Assist (24-hour worldwide) Tel. 02 039 5704
For Medical and Travel Assistance