Overseas Student

Overseas Student

Product Description

  • Protects students studying abroad from unforeseen situations
  • Allows students to focus on their studies while also providing peace of mind to their parents

Key features

  • A 24-hour worldwide plan that covers injury, disability or death caused by accidental means
  • Covers expenses incurred for Emergency Medical Evacuation
  • Specially designed for students between 13 to 50 years of age and studying at an overseas educational institution
  • Premium starts from 4,700 baht
  • Study Interruption Benefit covers the cost of tuition fees up to the sum insured if you are unable to continue with studies
  • Valid for a maximum period of 2 years of overseas studies

Plan highlights

  • Covers medical expenses for both sickness and injury up to 5,500,000 baht
  • Covers all expenses for study interruption up to a maximum of 350,000 baht
  • Reimburses hospital visits up to 350,000 baht
  • Covers flight delays up to 10,000 baht
  • Covers loss of life, dismemberment, loss of sight or total permanent disability of parents due to accident up to 100,000 baht

Plan details

Coverage
Insuring Agreement Sum Insured (Baht)
Student 1 Student 2 Student 3

1. Medical Expenses

5,500,000 2,500,000 2,000,000

2. Study Interruption

350,000 300,000 200,000

3. Hospital Visit Maximum Limit

350,000 300,000 200,000

4. Loss of Life, Dismemberment, Loss of Sight or Total Permanent Disability from Accident

3,000,000 2,000,000 1,500,000

5. Emergency Medical Evacuation or Repatriation

5,500,000 4,000,000 3,000,000

6. Repatriation of Mortal Remains

7. Damage or Loss of Baggage and/or Personal Belongings when travelling on a Licensed Public Carrier

Maximum Limits per Article/Pair/Set

100,000

10,000

60,000

8,000

40,000

5,000

8. Personal Liability

1,000,000 1,000,000 1,000,000

9. Flight Delay

Benefits paid for every 6 consecutive hours delay

10,000

2,000

10,000

2,000

Not covered

10. Missed Connecting Flight

Benefits paid for every 6 consecutive hours delay

10,000

2,000

10,000

2,000

Not covered

11. Loss of Life, Dismemberment, Loss of Sight or Total Permanent Disability of Parents from Accident

100,000 100,000 100,000
Remark:
  • Item 1: Includes medical expenses in Thailand in case of temporarily return within 90 days (must return to study), with limit not exceeding 200,000 baht. This is applicable only if the policy period is for one year or more.
  • Item 3 : Includes transportation, accommodation and food up to maximum 5,000 baht per day or maximum 50,000 baht per occurrence.
  • Item 5, 6 : Emergency Medical Evacuation or Repatriation and Repatriation of Mortal Remains are under the same limit.
  • Item 7 : No deductible
  • Item 2-6, 8, 11 : Any one Occurrence and any one Policy Period
  • Item 1, 7, 9, 10 : Any one Occurrence
Premium
Period of Insurance Premium (Baht)
Student 1 Student 2 Student 3

Up to 3 months

12,200 6,000 4,700

Up to 4 months

14,800 7,300 5,700

Up to 5 months

18,000 8,900 6,900

Up to 6 months

19,950 9,950 7,450

Up to 7 months

23,350 11,550 8,750

Up to 8 months

26,750 13,050 9,950

Up to 9 months

30,150 14,650 11,250

Up to 10 months

33,450 16,250 12,550

Up to 11 months

36,850 18,150 13,750

Up to 12 months

39,900 19,900 14,900

Up to 13 months

43,300 21,600 16,100

Up to 14 months

46,700 23,300 17,400

Up to 15 months

50,100 25,000 18,600

Up to 16 months

53,500 26,700 19,900

Up to 17 months

56,700 28,300 21,100

Up to 18 months

59,850 29,850 22,350

Up to 19 months

63,300 31,600 23,600

Up to 20 months

66,700 33,300 24,900

Up to 21 months

70,100 35,000 26,100

Up to 22 months

73,500 36,700 27,400

Up to 23 months

76,700 38,300 28,600

Up to 24 months

79,800 39,800 29,800
Remark:

The above premium includes Stamp Duty and VAT.

Conditions
  1. Age 13-50 years
  2. Applicant must begin the journey from Thailand.
  3. Applicant must normally reside in Thailand.
  4. Applicant must be in good health and have no disabilities.
  5. Applicant can buy only one policy.
  6. Applicant must be enrolled in an institution which is officially recognised internationally (including vocational education).
  7. Applicant agrees and allows hospitals, clinics, insurance companies, and other organisations to disclose all necessary information on request to MSIG Insurance (Thailand) Public Company Limited.

The policy does not cover travel to Afghanistan, Azerbaijan, Cuba, Iraq, Kyrgyzstan, Israel, Lebanon, Libya, Nicaragua, Pakistan,  North Korea, Palestine, Syria, Tajikistan, Turkmenistan, Uzbekistan, Iran

*All coverage, terms & conditions, exclusions will be referred to policy wording*

Important Contact Information
Before and After Trip

MSIG Customer Care
Tel: 02 007 9000
Fax: 0 2716 6613
Email: online@th.msig-asia.com
Monday – Friday (8.30 a.m. – 9.00 p.m.), Saturday (9.30 a.m. – 6.00 p.m.)
(Except Sunday and Official Holidays)

During Trip

MSIG Assist (24-hour worldwide)  Tel. 02 039 5704
For Medical and Travel Assistance

See all Travel products