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Drive Any Car Insurance 3 Plus
Drive Any Car, a 3rd Class Plus Motor insurance is a new type of car insurance in Thailand that follows the driver not the car, providing coverage for any car you drive. This is ideal for individuals who own multiple vehicles or frequently drive other people's cars. Instead of purchasing insurance for each vehicle, a single Drive Any Car policy can provide coverage for multiple cars. The application process is simple, requiring only a driver's license. Instead of purchasing insurance for each vehicle, a single Drive Any Car policy can provide coverage for multiple cars. The application process is simple, requiring only a driver's license.
Drive Any Car comprehensive third-party liability insurance offers flexible solutions to meet diverse customer needs, with premiums starting at just 8,500 baht. It provides a convenient and cost-effective option for people with multiple vehicles by prioritizing the driver over the vehicle.
Key features
Cover Third Party Only and Collision with Road Vehicles.
The coverage is attached to the Insured driver.
Covers any car driven by the Insured*.
Easy to buy insurance with only a driving license.
*under the Terms and Conditions.
Plan details
- 2 selective packages.
- Maximum coverage for collision with Road Vehicles of up to 200,000 Baht.
- No pre-insurance car inspection, show only Motor driving license.
| Coverage | Limit of Laibility (Baht) | ||
|---|---|---|---|
| Third Party | Bodily Injury / Person | 500,000 | 500,000 |
| Bodily Injury / Accident | 10,000,000 | 10,000,000 | |
| Property Damage / Accident | 1,000,000 | 1,000,000 | |
| Additional Coverage | Personal Accident (5 Seats) / Person | 100,000 | 100,000 |
| Medical Expenses (5 Seats) / Person | 100,000 | 100,000 | |
| Bail Bond Insurance / Accident | 300,000 | 300,000 | |
| Collision with Road Vehicle (Own Damage) | 100,000 | 200,000 | |
| Deductible | 10,000* | 10,000* | |
| Deductible = 10,000 when driving the following vehicles and insured driver at fault: Mercedes Benz, Audi, BMW, Volkswagen, Volvo and Chevrolet models. | |||
| Period of Cover | 1 Year | 1 Year | |
| Total Premium (incl. Stamps & VAT) | 8,500 | 10,000 | |
1. Covers any vehicle driven by the Insured under the following conditions:
- Any vehicle that is legally registered for private use only or vehicles that have no more than 12 seats or pick ups not over 4 tons.
- Super Cars, Sport Cars, Test Drive, Rental Cars, modified vehicles or pick-ups with special equipment for commercial use are not covered. (See more details in the brochure)
- Vehicles driven for commercial use or public hire or not for private use are not covered.
- For Mercedes Benz, Audi, BMW, Volkswagen, Volvo, and Chevrolet models, the Insured will be responsible for a deductible of 10,000 Baht when at fault.
2. The Insured must have a Motor Driving License that is legally valid and not pending withdrawal.
3. Repairs to be done at an Authorized garage following standard repair costs as agreed by the TGIA and the Central Garage Association.
4. No claim discounts may be given for policy renewal in case of no claims.
5. The driving of any vehicles that do not comply with/are not eligible for "Drive Any Car Insurance"
- Working as a driver for transportation purposes, e.g. as a driver for Employees/Students/Tourists/Passengers/Consumer Products/Food Products.
- Working as a driver for business purposes, e.g. driving for Repair Garages, Car Dealers, Used Car businesses, Driving Instruction, Car Care services, Car Service Centers.
- Driving for car delivery services.
- Driving for parking purposes, i.e. Chauffeur, Valet Parking.
- Driving in cases when the owner cannot drive the vehicle themselves, e.g. when under influence of alcohol, unwell, etc.
MSIG Contact Centre
Tel: 02 491 2949
Email: Click here
Monday – Friday (8.30 a.m. – 9.00 p.m.), Saturday (9.00 a.m. – 6.30 p.m.)
(Except Sunday and Official Holidays)
