Cancer Fix

Cancer Fix

Product Description

Providing coverage for the insured who is diagnosed with cancer for the first time including chemotherapy and/or radiation treatment and second opinion benefit.

Key features

  • Aged 1-54 years old and renewal up to 64 years old
  • Chemotherapy and/or radiation treatment up to 50,000 baht
  • Second opinion up to 10,000 baht

Plan highlights

  • Annual premiums are fixed at the age of entry for consecutive renewals
  • Cover the cancer for the first time up to 500,000 baht
  • Reimburses chemotherapy and/or radiation treatment up to 10,000 baht per time and maximum 50,000 baht per policy
  • Cover the second opinion benefit up to 10,000 baht

Plan details

Simple Fix
Coverage
Coverage Sum Insured (Baht)
Plan 1 Plan 2 Plan 3 Plan 4 Plan 5

1. Cancer (Excluding Skin Cancer)

100,000 200,000 300,000 400,000 500,000

2. Skin Cancer (Payable as part of Cancer)*

20,000 40,000 60,000 80,000 100,000
Premium
Age Premium (Baht) including Tax and Stamp Duty
Plan 1 Plan 2 Plan 3 Plan 4 Plan 5
1-34 625 1,240 1,860 2,480 3,100
35-39 780 1,565 2,345 3,125 3,905
40-44 1,000 1,995 2,990 3,985 4,980
45-49 1,675 3,350 5,025 6,700 8,375
50-54 1,900 3,800 5,700 7,600 9,500
55-64 (Renewal only) (Annual premiums are fixed at the age of entry)
Full Fix
Coverage
Coverage Sum Insured (Baht)
Plan 1 Plan 2 Plan 3 Plan 4 Plan 5

1. Cancer (Excluding Skin Cancer)

100,000 200,000 300,000 400,000 500,000

2. Skin Cancer (Payable as part of Cancer)*

20,000 40,000 60,000 80,000 100,000

3. Chemotherapy and/or Radiation Treatment Benefit

         

Per time

5,000 5,000 5,000 10,000 10,000

Maximum per policy

25,000 25,000 25,000 50,000 50,000

4. Second Opinion Benefit

5,000 5,000 5,000 10,000 10,000
Premium
Age Premium (Baht) including Tax and Stamp Duty
Plan 1 Plan 2 Plan 3 Plan 4 Plan 5
1-34 800 1,420 2,040 2,835 3,455
35-39 1,015 1,790 2,570 3,580 4,360
40-44 1,290 2,285 3,280 4,570 5,560
45-49 2,210 3,915 5,620 7,830 9,530
50-54 2,965 5,250 7,535 10,495 12,785
55-64 (Renewal only) (Annual premiums are fixed at the age of entry)
Remark

Premium is inclusive of stamp duty and payable by the insured.

Acceptance Conditions
Acceptance Conditions
  1. Thai nationality residing in Thailand only.
  2. Ages 1-54 years old with renewal up to 64 years old.
  3. Annual premiums are fixed at the age of entry for consecutive renewals.
  4. Covers Insured persons who are  subsequently diagnosed with cancer for the first time.
  5. Applicant must be in good health, have no any disabilities and no prior cancer diagnosis.
  6. Applicant must complete the application form and pass the criteria for insurance coverage.
  7. Applicant can only apply for one insurance policy for a same time period.
  8. For applicants who already have another cancer insurance policy with MSIG Insurance (Thailand) Public Company Limited, you may buy in addition the Cancer Fix plan, however the sum insured of the Cancer Fix plan when combined with the sum insured of the existing policy plan must not exceed 1,000,000 baht.
  9. * If the insured has been already fully compensated under cancer insurance (up to the policy’s sum insured), the insured will not be able to claim for skin cancer.
Important Exclusions
Important Exclusions
  1. Persons who have been diagnosed or tested positive with HIV/AIDS or are infected with a virus or immune deficiency condition.
  2. Persons with any pre-existing cancer condition including persons who have been diagnosed with cancer before the date the first-year insurance policy is in effect, regardless of whether the condition has been treated and cured.
  3. Persons who have any symptoms of cancer or abnormalities that could be related to cancer (no matter the type) within a period of 90 days from the date of this insurance policy first becomes effective.
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