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Travel Easy Plus
MSIG Travel Easy Plus, a travel worldwide insurance, provides comprehensive protection whether those planning short trips abroad with a single-trip travel insurance plan, or for frequent travelers with an annual travel insurance for you and your travel companions against unforeseen events. With 21 comprehensive coverage plans in 3 main categories, you'll be covered for life, disability, and medical expenses, whether you're injured or sick. The insurance also covers flight delays and cancellations, baggage and personal belongings, and loss or damage to property within your accommodation due to theft while traveling abroad.
In addition, you can choose to purchase additional coverage for up to 3 categories:
Visa Care: Reimbursement for visa application fees if your visa is denied.
Sport Care: Coverage for accidents and injuries sustained while participating in adventurous activities overseas.
Pet & Other Care: Reimbursement for pet care expenses if your flight back home is delayed, and coverage for damage to your stroller.
With MSIG Assist, you'll also have access to 24/7 emergency assistance worldwide (both Travel and Medical Assistance) in case of injury or illness while traveling abroad.
Key features
Protection for loss of life from Accident and medical expense (including Covid-19).
Hassle free trip with protetion for flight cancellation and flight delay.
Peace of mind with protection for baggage and personal effects in case of delay, lost or stolen.
Enjoy a long trip without worry about home being burglarized.
Telemedicine service anywhere anytime.
Plan details
- Covers medical expenses for both sickness and injury up to 5,000,000 Baht.
- Covers all expenses for emergency evacuation and repatriation to Thailand up to a maximum of 2,000,000 Baht.
- Covers all expenses for repatriation of mortal remains up to a maximum of 2,000,0000 Baht.
- Reimburses trip cancellation or postponement up to 500,000 Baht.
- Flight delay cover up to 35,000 Baht.
- Covers loss of or damage to baggage and/or personal effects and/or golf equipment up to 60,000 Baht.
- Baggage delay cover up to 35,000 Baht.
Popular product| Coverage | Sum Insured (Baht) | ||||
|---|---|---|---|---|---|
Easy 1 | Easy 2 | Easy 3 | Easy Visa Plus | Easy Visa | |
1. Loss of Life, Dismemberment, Loss of Sight or Total Permanent Disability due to Accident | |||||
Aged between 15-75 years | 5,000,000 | 4,000,000 | 3,000,000 | 2,000,000 | 1,500,000 |
Aged between 6 months -14 years | 1,500,000 | 1,500,000 | 1,500,000 | 1,500,000 | 1,500,000 |
Aged between 76-80 years | 1,000,000 | 1,000,000 | 1,000,000 | 750,000 | 750,000 |
2. Medical Expenses from accident and sickness payable per actual expenses | |||||
Aged between 15-75 years | 5,000,000 | 3,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
Aged between 6 months -14 years | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
Aged between 76-80 years | 1,500,000 | 1,500,000 | 1,500,000 | 1,500,000 | 1,500,000 |
2.1 On-going medical treatment in Thailand after returning from overseas trip (payable as part of Medical Expenses) maximum payable per actual expenses | |||||
Aged between 15-75 years | 250,000 | 150,000 | 100,000 | 100,000 | 100,000 |
Aged between 6 months -14 years | 100,000 | 100,000 | 100,000 | 100,000 | 100,000 |
Aged between 76-80 years | 75,000 | 75,000 | 75,000 | 75,000 | 75,000 |
2.2 Outpatient's Medicine expenses from medical treatment with Telemedicine (payable as part of Medical Expenses) maximum payable per actual expenses | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 |
3. Emergency Medical Evacuation and Repatriation to Thailand maximum payable per actual expense | |||||
3.1 In the event the Insured suffers injury or sickness which does not cause from a pre-existing condition, maximum payble per actual expense | 3,000,000 | 3,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
3.2 In the event the Insured suffers injury or sickness which causes from a pre-existing condition, maximum payble per actual expenseIn the event the Insured sustains injury or sickness while travelling and it is necessary to evacuate the Insured for appropriate medical treatments per advice of an authorized representative of the Company (MSIG Assist) or to repatriate the Insured back to Thailand, the authorized representative of the Company (MSIG Assist) shall arrange for the evacuation utilizing means most reasonably suited for the medical circumstances. | 150,000 | 150,000 | 100,000 | 100,000 | 100,000 |
4. Repatriation of Mortal Remains maximum payable per actual expense | 2,000,000 | 2,000,000 | 2,000,000 | 1,500,000 | 1,500,000 |
4.1 In the event the Insured suffers injury or sickness which does not cause from a pre-existing condition, maximum payble per actual expense | 2,000,000 | 2,000,000 | 2,000,000 | 1,500,000 | 1,500,000 |
4.2 In the event the Insured suffers injury or sickness which causes from a pre-existing condition, maximum payble per actual expenseIn the event the Insured sustains injury or sickness which causes the loss of life of the Insured while travelling, the authorized representative of the Company (MSIG Assist) shall make necessary arrangements for the return of the Insured’s mortal remains to Thailand. | 100,000 | 100,000 | 100,000 | 75,000 | 75,000 |
5. Hospital Visitation maximum payable per actual expense | 250,000 | 150,000 | 70,000 | - | - |
6. Overseas Daily Hospital Confinement Benefit per day | 3,000 | 2,500 | 1,000 | - | - |
7. Automatic Extension of Period of Insurance (Days) | 5 | 5 | 5 | 5 | 5 |
8. Personal Liability maximum payable per actual expense | 4,000,000 | 3,000,000 | 1,000,000 | 500,000 | 500,000 |
9. Trip Cancellation or Postponement maximum payable per actual expense | 500,000 | 300,000 | 200,000 | 50,000 | - |
10. Trip Curtailment maximum payable per actual expense | 500,000 | 300,000 | 200,000 | 10,000 | - |
11. Flight Delay maximum amount payable for only one of the following events.- 20% of sum insured for every 6 consecutive hours delay for Event No.11.1 and 20% of sum insured for flight delay exceeding 6 hours per occurrence for Event No. 11.2 | 35,000 | 25,000 | 15,000 | 10,000 | - |
11.1 In the event the airline does not cancel the flight or has arranged a different flight as a substitute, payable for every six(6) hours | 7,000 | 5,000 | 3,000 | 2,000 | - |
12. Missed Connecting Flight maximum limit | 15,000 | 10,000 | 7,500 | 5,000 | - |
20% of sum insured for every 6 consecutive hours delay | 3,000 | 2,000 | 1,500 | 1,000 | - |
13. Hijacking maximum payable per actual expense | 100,000 | 100,000 | 100,000 | 100,000 | - |
14. Personal Liability maximum payable per actual expense | 4,000,000 | 3,000,000 | 1,000,000 | 500,000 | 500,000 |
15. Baggage Delay Maximum limit | 35,000 | 25,000 | 15,000 | 10,000 | - |
20% of sum insured for every 6 consecutive hours delay | 7,000 | 5,000 | 3,000 | 2,000 | - |
16. Damage or Loss of Money maximum payable per actual expense | 6,000 | 4,000 | 2,000 | - | - |
17. Loss or damage of property within the residence | 100,000 | 75,000 | 50,000 | - | - |
18. Damage or Loss of Travel Document maximum payable per actual expense | 30,000 | 20,000 | 10,000 | 5,000 | - |
19. Rental Car Excess maximum payable per actual expense | 25,000 | 20,000 | 15,000 | - | - |
20. Damage or Loss of Notebook Computer maximum payable per actual expense | 25,000 | 25,000 | 10,000 | - | - |
21. Emergency Telephone Charge per actual expense | 500 | 500 | 500 | 500 | 500 |
22. MSIG Assistance ServiceThe Insured can also enjoy services provided by MSIG Assist 24 hours Emergency Assistance Services (our contracted service provider) who can assist you during your journey via our MSIG Assist Helpline No. +66 (0) 2039 5704. | Yes | Yes | Yes | Yes | Yes |
23. Mordee TelemedicineWhile this Policy is in force, the Insured may access this service while travelling overseas by seeking medical consultation from service providers contracted by the Company 24-hours provided the Insured is entitled to the number of services as per conditions specified by the Company. | Yes | Yes | Yes | Yes | Yes |
24. MSIG EASY LoungeAirport Lounge Service when flight is delayed by more than 90 minutes | Yes | Yes | Yes | - | - |
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Remarks:
Med - Life
Automatic Extension of Period of Insurance The automatic extension of the period of insurance due to Unforeseen Circumstances which are outside the control of the Insured except the Insuring Agreement of Flight Delay, Missing Connecting Flight, Hospital Confinement Benefit due to Sickness or Accident, Hospital Visitation, and Baggage Deley(if any)
Flight - Safe
Trip Cancellation or Postponement In the event the trip of the Insured is cancelled or postponed and causes the Insured not to be able to travel as scheduled due to:
1. Death or Serious Injury or Sickness of the Insured;
2. Death or Serious Injury or Sickness of the Insured’s Family Members;
3. Damage to the residence of the Insured caused by fire, lightning, explosion caused by cooking gas, including natural perils;
Flight Delay In the event that the departure of the aircraft in which the Insured has arranged to travel is delayed from schedule as stated in the air ticket due to:
1. Bad weather conditions;
2. Mechanical problems of the aircraft;
3. Strike or protest by employees of commercial airline or airport preventing the departure
Property Sheild
Loss of or Damage to Baggage and/or Personal Effects contained in the Baggage and/or Golf Equipment maximum payable per actual expense In the event the Insured’s baggage and/or personal effects and/or golf equipments are lost or damaged due to one of the following occurrences while travelling:
1. Errors committed by hotel or carrier staff while the Insured has deposited the baggage or other personal effects contained in the baggage and/or golf equipment which the hotel staff or carrier staff have accepted to safe keep such items under their care;
2. Theft with evidence of forcible entry into the hotel room where the Insured is registered as guest;
3. Robbery or Gang-Robbery of baggage and/or personal effects and/or golf equipment;
4. Smashing of car glass windows to steal baggage and/or personal effects and/or golf equipment kept inside the damaged car;
5. Snatching away of property, or the cutting open of baggage to steal property.
Payable not exceeding Baht 5,000 per item or pair
Deductible: Bt. 1,000 per occurrence
Damage or Loss of Money Deductible: Bt. 1,000 per occurrence
Loss or damage of property within the residence Cover if the property within the insured's residence has suffered loss or damage from the following reasons during the insured's stay abroad
1) Fire
2) Lightning (including damage to electrical appliances and electrical equipment caused by lightning short circuits)
3) Explosion
4) Burglary by any person not specified in the exception, who has entered or left the insured's residence, by the use of force and causing a groove around the apparent damage to the building from the use of tools, explosives, electricity, chemicals, or from Robbery or Gang Robbery, as well as loss or damage resulting from such attempts.
Damage or Loss of Notebook Computer Deductible: Bt. 2,000 per occurrence
| Travel Easy Plus | Sum Insured (Baht) | |||||
|---|---|---|---|---|---|---|
| Easy 1 | Easy 2 | Easy 3 | ||||
| Care 1 (Visa Care) | Compensation in Case of Visa Denial per actual expenseCover in the event the Insured is denied by relevant Embassy the Visa required for travelling to the country of destination intended under this Insurance for reasons that are not specified in the Exclusions. The Company shall pay compensation for the actual Visa application fee as required by the Embassy but not exceeding the amount insured as stated in the Schedule and/or this Endorsement. | 3,000 | 2,500 | 2,500 | ||
Care 2 | 1. Benefits for dangerous sports Cover the following dangerous sports: - while boarding or alighting or travelling in a hot-air balloon or glider, bungee jumping, all diving activities which require the use of oxygen tanks and underwater respirator, driving electric scootersThis coverage does not extend to cover the Insured while participating or training for or competing in Professional Sports. Professional Sports shall mean sports competitions organized in accordance with the international competition standard and where there are professional athletes taking part with competition prizes by sports types or categories set and announced by the organizing committee.Loss of Life, Dismemberment, Loss of Sight or Total Permanent Disability due to Accident | |||||
Aged between 15-75 years | 500,000 | 400,000 | 300,000 | |||
Aged between 6 months -14 years | 150,000 | 150,000 | 150,000 | |||
Aged between 76-80 years | 100,000 | 100,000 | 100,000 | |||
Medical Expenses payable per actual expenses | ||||||
Aged between 15-75 years | 250,000 | 150,000 | 100,000 | |||
Aged between 6 months -14 years | 100,000 | 100,000 | 100,000 | |||
Aged between 76-80 years | 75,000 | 75,000 | 75,000 | |||
2. Hole-In-One Reward maximum payable per actual expense | 15,000 10,000 | |||||
While travelling overseas, in the event the Insured completes a Hole-in-one in an official golf event or non-official golf event , the Insured shall be entitled to a cash prize subject to terms and conditions. | ||||||
Care 3 | 1. Compensation for caring for pets due to the delay flight delay) (More than 12 hrs) actual payment not exceeding 1,000 baht, total not exceeding | |||||
Cover in the event that the departure of the aircraft in which the Insured has arranged to travel is delayed from schedule as stated in the air ticket due to:1. Bad weather conditions;2. Mechanical problems of the aircraft;3. Strike or protest by employees of commercial airline or airport preventing the departure; | 2,000 | 2,000 | 2,000 | |||
2. Credit card debt protection per actual expense | ||||||
Cover the Outstanding Balance of the Insured in the event of the following occurrence while travelling overseas:1. The Insured suffers loss of life due to an accident in which case the Company shall provide coverage for the Outstanding Balance incurred within 24 hours before to the accident.2. The Insured suffers from a Theft by forcible entry with visible evidence into the hotel room where the Insured has registered to stay as a hotel guest or by breaking the glass windows of a vehicle including Theft , Robbery, Gang-Robbery or Snatch Away of baggage or purse used for holding the Credit Card provided the Company shall provide coverage for the amount of Outstanding Balance owed by the Insured on transaction items actually incurred by other people using the Credit Card to purchase goods and/or services without the Insured’s consent during the 24 hours before the Insured notifies the issuing bank to lock the Credit Card usage. | 20,000 | 15,000 | 10,000 | |||
3. Loss or damage to strollers and/or wheelchairs per actual expense | ||||||
Cover loss of or damage to Stroller and/or Wheelchair for Patient or Wheelchair for the Disabled as above defined which occurs from errors committed by airline including its staff or agents while the Insured has checked in as baggage the Stroller and/or Wheelchair for Patient or Wheelchair for the Disabled during the flight and the airline has agreed to keep such items in its care. | 60,000 | 40,000 | 30,000 | |||
Acceptance Conditions
- Insurance Plan for Single Trip is applicable for Insured aged 6 Month-80 years
- Insurance Plan for Annual Policy is applicable for Insured aged 15-65 years.
- The Insured must reside in Thailand.
- Applicant can only apply for one insurance policy for a same time period.
- Applicant must begin trip from Thailand only and end trip in Thailand only.
- Applicant must be in good health conditions and with no disability.
- Applicant gives consent and permits medical facilities including hospitals and clinics, officials of insurance companies or other entities concerned to disclose information to the MSIG Insurance (Thailand) Public Company Limited when the latter makes enquiries about the Applicant.
Important Exclusions
- The insured commits suicide, attempted suicide or self-inflicted injury.
- Any pre-existing conditions
- While the insured is under the influence of alcohol, drugs or addictives.
- War, invasion, acts of foreign enemies, hostilities or warlike operations, civil war, rebellion, revolution, insurrection, civil commotion assuming the proportions of or amounting to an uprising, military or usurped power, any act of terrorism.
- While the insured is performing duty as a pilot, crew member, a member of armed forces or police or as a volunteer and engaged in war or crime suppression.
- While the Insured is participating in or practicing for or competing in professional sports.
- While the Insured is engaging in all types of motor or car racing or boat racing, horse racing, skiing including jet-ski, skating, boxing and parachute jumping (except parachute jumping to save life), while boarding or alighting or travelling in a hot-air balloon, bungee jumping, diving activities which requires the use of oxygen tanks and underwater breathing apparatus (except diving with an oxygen tank and underwater apparatus to save life), engaging or competing in paramotors, paragliders, gliders including any sports similar to paramotor, paraglider, glider, extreme sports of dangerous and risky nature.
- While the Insured is working in a high risk environment such as high-rise buidling, oil or gas rigs, underground mines or labour tasks such as fishery, construction, fruit picking or maneuvering heavy machineries.
This Insurance Policy does not cover person(s) travelling to or within countries as follows:
Afghanistan, Azerbaijan, Cuba, Irak, Israel, Kyrgyzstan, Lebanon, Libya, Nicaragua, North Korea, Pakistan, Palestine, Syria, Tajikistan, Turkmenistan, Uzbekistan, Iran, Nepal (excluding Climbing & Trekking purpose only), Russia, Ukraine
Before and After
MSIG Contact Centre
Tel: 02 007 9000
Email: Click here
Monday – Friday (08.30 a.m. – 9.00 p.m.), Saturday (9.00 a.m. – 6.30 p.m.)
(Except Sunday and Official Holidays)
During Trip
MSIG Assist (24-hour worldwide) Tel. 02 039 5704
For Medical and Travel Assistance
A: The single-trip plan covers each trip with a maximum coverage of 180 days. The annual trip plan covers multiple trips within one year, with each trip not exceeding 120 or 180 days.
A: Customers can purchase travel insurance up to 2 hours before leaving Thailand and up to 180 days in advance.
A: Additional insurance cannot be purchased while traveling abroad. However, if you need to extend your stay, the customer can notify the company in advance before the coverage ends, along with the necessary documents. The company will consider it as appropriate.
A: You can contact MSIG Assist (24 hours) at +66 2039 5704. MSIG Assist provides the following services:
- Travel assistance
- Information on visa requirements and necessary vaccinations worldwide
- Assistance in case of lost passports
- Information on embassies
- Information on weather conditions and currency exchange rates worldwide
- Emergency notification to family in case of an emergency
- Medical assistance
- Guarantee of medical expenses in hospitals
- Information on standard medical facilities worldwide
- Emergency medical evacuation due to medical necessity
- Emergency medical repatriation
- Arrangement for the repatriation of remains or ashes to Thailand
A: The normal time period for considering claims when MSIG receives all the necessary complete documents is usually within 15 days. Claim payments will usually be made within 15 days from the date the claimant has agreed to the amount of compensation. the insured can track the claim status directly via MSIG Claim Tracking 24/7.
