Safe Guard Easy Select

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Safe Guard Easy Select, a comprehensive range of motor insurance plans is offered, catering to diverse needs. Among these, a 2nd class plus and a 3rd class plus coverage options stand out, providing robust protection against a multitude of risks. Should you be involved in a collision with other road vehicles, your insurance will cover the resulting damages. Furthermore, the policies extend their coverage to encompass losses or damage arising from flood, fire, as well as the unfortunate event of vehicle theft. Beyond safeguarding your own vehicle, the insurance also provides coverage for third-party liability, ensuring compensation for any property damage or bodily injuries caused to others. To enhance your peace of mind, 24-hour Roadside Assistance is available, subject to specific terms and conditions. In addition, the policies offer coverage for lubricants and cooling fluids when the loss is a direct result of a motor accident involving a collision.

Key features


key 1

Repair condition : Authorised Garage.

key 2

Covers fire, flood and theft of the entire vehicle with coverage of up to 300,000 Baht.

key 3

Selective package of with premiums starting from 5,500 Baht.

key 4

No excess charge.

Plan details


  • Special ! Roadside Assistance 24-hour-service as per MSIG's Conditions.
  • Varied range of sum insured options to suit your needs.
  • Third party bodily injury coverage of up to 20 million Baht per accident for all plans in this policy.

Coverage

Safe Guard Easy Select 2+

Safe Guard Easy Select 3+

Third Party Liability

Third Party Bodily Injury

500,000 Baht/Person

500,000 Baht/Person

20,000,000 Baht/Accident

20,000,000 Baht/Accident

Third Party Property Damage

1,000,000 Baht/Accident

1,000,000 Baht/Accident

Additional Coverage

Personal Accident - Total Permanent Disability (5 Seats)


50,000 Baht/Person


50,000 Baht/Person

Medical Expenses (5 Seats)

50,000 Baht/Person

50,000 Baht/Person

Bail Bond

200,000 Baht/Accident

200,000 Baht/Accident

Own Damage - Collisions with Road Vehicle*, Theft of Entire Vehicle, Fire and Flood.

Safe Guard Easy Select 2+ 

(Collisions with Road Vehicle*, Theft of Entire Vehicle, Fire and Flood) 

Safe Guard Easy Select 3+ 

(Collisions with Road Vehicle*, Flood) 

Sum Insured (Baht)

Plan

Total Annual Premium

(Baht)

Plan

Total Annual Premium

(Baht)

100,000

A

6,200

A

5,500

200,000

B

7,200

B

6,700

300,000

C

7,700

C

7,200

 

Remark: Premiums are inclusive of tax and borne by the insured.

  • Premium includes CCTV discount. 
  • Applicable for saloon not over 7 seats (110) and pick-up not over 4 tonnes (320). 
  • Applicable for legally registered vehicle for private use only (not for hire, public transport, rental, or registered as R.Y.18). 
  • Not applicable for Audi, BMW, Volkswagen, Volvo and Chevrolet. 
  • Mercedes Benz excluding sport cars or imported cars is applicable. 
  • Not applicable for any imported cars, sport cars, racing cars, supercars, Group 1 vehicles, or Battery Electric Vehicles (BEV). 
  • Not applicable for modified, lowered, lifted vehicles, reinforced suspension vehicles, pick-ups with special equipment such as steel frames, roofs, cages, fences, truck bed cover or canopy, or cargo box. 
  • Not applicable for vehicles used for the purpose of carrying goods or any logistics transportation, parcel delivery, e-commerce, or online business delivery, (etc.). 
  • Premium rate excludes vehicles transporting high-risk goods (e.g. fuel, acids, gas). 
  • The market price of the vehicle must not be less than the sum insured. 
  • Accessories are covered with the limit not over 5,000 Baht.
  • Repair Condition : Authorised Garage. 
  • This insurance premium rate is a fixed rate. 
  • Pre-motor insurance car inspection will be conducted if needed. 
  • Special ! Roadside Assistance 24-hour-service as per MSIG's Conditions. 
  • No depreciation will be applied to the cost of replacing fluids (e.g., engine oil, lubricants, and air conditioning coolant) if damaged in a collision with a land vehicle as per MSIG's Conditions. 
  • Effective from 1 February 2026 until further notice.

MSIG Contact Centre
Tel: 02 007 9000
Email: Click here
Monday – Friday (8.30 a.m. – 9.00 p.m.), Saturday (9.00 a.m. – 6.30 p.m.)
(Except Sunday and Official Holidays)

A: There are variety plans of MSIG Safe Guard Easy Select plans, including both Type 2+ and Type 3+ coverage. You can choose insurance coverage of up to 300,000 Baht.

A: Applicable for legally registered vehicle for private use only, i.e. saloon not over 7 seats, and pick-up not over 4 tonnes.

A: The normal time period for considering claims after MSIG receives all the required and correctly completed documents for Motor Insurance is usually within 15 days. In cases where there is reasonable doubt regarding the validity of a claim according to the stated policy coverage, the time period may be longer, but no longer than necessary or reasonable, and usually not more than 90 days from after all the necessary completed documents have been submitted. The insured can track the claim status directly via MSIG Claim Tracking 24/7.

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  NOTICE

Starting from 1 October 2023, MSIG will eliminate cheque collection.

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