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Safe Guard Easy Save 3+
Safe Guard Easy Save 3+ is a 3rd class plus motor insurance. This plan cover a first loss of 50,000 Baht and 70,000 Baht with no excess charges. Premiums start from 5,000 Baht. You can also be covered with a driver’s bail bond of up to 200,000 Baht. (Repairs arranged at authorised garages.)
Key features
Repair condition: Authorised Garage.
Covers your vehicle against collisions with road vehicle, Flood.
No excess package.
Premium starts from 5,000 Baht.
Plan details
- Special ! Roadside Assistance 24-hour-service as per MSIG's Conditions.
- Third party bodily injury coverage of up to 20 million Baht per accident for all plans in this policy.
- A standard fixed price rate for both Saloon and Pick-up.
| Coverage | Limits (Baht) |
|---|---|
| Third Party Liability Bodily injury or compensation over max. limit of CMI only | 500,000 Baht/Person |
| 20,000,000 Baht/Accident | |
| Third Party Property Damage | 1,000,000 Baht/Accident |
| Additional Coverage Personal Accident - Total Permanent Disability (5 Seats) | 50,000 Baht/Person |
| Medical Expenses (5 Seats) | 50,000 Baht/Person |
| Bail Bond | 200,000 Baht/Accident |
- Premium includes CCTV discount.
- Applicable for saloon not over 7 seats (110) and pick-up not over 4 tonnes (320).
- Applicable for legally registered vehicle for private use only (not for hire, public transport, rental, or registered as R.Y.18).
- Not applicable for Audi, BMW, Volkswagen, Volvo and Chevrolet.
- Mercedes Benz excluding sport cars or imported cars is applicable.
- Not applicable for any imported cars, sport cars, racing cars, supercars, Group 1 vehicles, or Battery Electric Vehicles (BEV).
- Not applicable for modified, lowered, lifted vehicles, reinforced suspension vehicles, pick-ups with special equipment such as steel frames, roofs, cages, fences, truck bed cover or canopy, or cargo box.
- Not applicable for vehicles used for the purpose of carrying goods or any logistics transportation, parcel delivery, e-commerce, or online business delivery, (etc.).
- Premium rate excludes vehicles transporting high-risk goods (e.g. fuel, acids, gas).
- The market price of the vehicle must not be less than the sum insured.
- Non-standard accessories are not covered.
- Repair Condition : Authorised Garage.
- This insurance premium rate is a fixed rate.
- Pre-motor insurance car inspection will be conducted if needed.
- Special! Roadside Assistance 24-hour-service as per MSIG's Conditions.
- No depreciation will be applied to the cost of replacing fluids (e.g., engine oil, lubricants, and air conditioning coolant) if damaged in a collision with a land vehicle as per MSIG's Conditions.
- Effective from 1 May 2026 until further notice.
MSIG Contact Centre
Tel: 02 007 9000
Email: Click here
Monday – Friday (8.30 a.m. – 9.00 p.m.), Saturday (9.00 a.m. – 6.30 p.m.)
(Except Sunday and Official Holidays)
A: This plan is offered with no deductible.
A: Applicable for legally registered vehicle for private use only, i.e. saloon not over 7 seats, and pick-up not over 4 tonnes.
A: The normal time period for considering claims after MSIG receives all the required and correctly completed documents for Motor Insurance is usually within 15 days. In cases where there is reasonable doubt regarding the validity of a claim according to the stated policy coverage, the time period may be longer, but no longer than necessary or reasonable, and usually not more than 90 days from after all the necessary completed documents have been submitted. The insured can track the claim status directly via MSIG Claim Tracking 24/7.
