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Condo Easy
This plan is ideal for condominium owners to protect your condo unit and contents. First loss cover for loss of or damage to contents within the condominium unit due to fire, lightning, explosion, water damage, electrical faults, burglary, third party liability and other causes up to 1 million Baht. Cover for personal liability of up to 500,000 Baht and additional cover for 24-hour Emergency Home Assistance.
Key features
Protect contents within condominium unit up to 1 million Baht.
Cover loss or damage arising from fire, lightning, explosion, vehicle impact, aircraft, water damage, electrical fault, burglary and other perils.
Cover for personal liability up to 500,000 Baht.
24-hour Emergency Home Assistance.
Plan details
- First Loss Cover for loss of or damage to contents within condominium up to 1 million Baht.
- Premium starts from 1,100 Baht per year.
- Cover for personal liability to third party up to 500,000 Baht.
- 24-hour Emergency Home Assistance benefits, limited to one service not exceeding 1,000 Baht per occurrence.
- Additional discount is granted for buying a 3-year policy.
| Insured Property | Condo Easy 1 | Condo Easy 2 | Condo Easy 3 | Condo Easy 4 |
|---|---|---|---|---|
Contents in condominium unit
| First Loss 200,000 Baht | First Loss 300,000 Baht | First Loss 500,000 Baht | First Loss 1,000,000 Baht |
| Coverages | Sum Insured/ Limit of Liability (Baht) per occurrence and per year | ||||
|---|---|---|---|---|---|
| Condo Easy 1 | Condo Easy 2 | Condo Easy 3 | Condo Easy 4 | ||
1. Fire | |||||
Fire, Lightning, Explosion, Impacts of Vehicles or Animals including Collision and/or Crush by Falling Cargoes carried by the Vehicles or Animals, Aircraft and Water Damage (excluding Flood) | 200,000 | 300,000 | 500,000 | 1,000,000 | |
Natural Perils
| 20,000 | 20,000 | 20,000 | 20,000 | |
Additional Perils: Loss/Damage arising from | |||||
Hail | 100,000 | 150,000 | 250,000 | 500,000 | |
Windstorm | 100,000 | 150,000 | 250,000 | 500,000 | |
Earthquake, or Volcanic Eruptions, or Tidal Wave, or Tsunami | 100,000 | 150,000 | 250,000 | 500,000 | |
Electrical Injury (arising from Lightning or resulting in fire) | 20,000 | 30,000 | 50,000 | 100,000 | |
Additional Extensions for Coverage 1 (Fire & Additional Perils) | |||||
Loss/Damage to Personal Effects | 20,000 | 20,000 | 20,000 | 20,000 | |
Fire Extinguishing Expenses | 20,000 | 20,000 | 20,000 | 20,000 | |
Loss/Damage caused by Falling Aerial Antenna and/or Tree | 20,000 | 20,000 | 20,000 | 20,000 | |
Debris Removal Expenses for the damaged property | 20,000 | 20,000 | 20,000 | 20,000 | |
Professional Costs & Fees in respect of Architects, Surveyor, Consultant Engineer, Legal Advisors : to repair/recover the damaged property | 20,000 | 20,000 | 20,000 | 20,000 | |
Awnings, Blinds, Signs, or Other Outdoor Fixtures or Fittings Costs | 20,000 | 20,000 | 20,000 | 20,000 | |
2. Burglary | |||||
Theft, Robbery, Gang-Robbery (with forcible entry to or exit from insured building) | |||||
| 20,000 | 30,000 | 50,000 | 100,000 | |
3. Personal Liability | |||||
in respect of death / bodily injury / illness of any person / loss of or damage to property of any person within the insured premise | 50,000 | 150,000 | 250,000 | 500,000 | |
Select plans to compare
MSIG Contact Centre
Tel: 02 007 9000
Email: Click here
Monday – Friday (8.30 a.m. – 9.00 p.m.), Saturday (9.00 a.m. – 6.30 p.m.)
(Except Sunday and Official Holidays)
It is a First Loss insurance plan that covers actual damages up to the insured amount without applying the average clause.
It covers personal property within the residential unit from fire, lightning, explosion, water damage, floods, windstorms, earthquakes, hail, electrical injury, theft, and personal liability.
Yes, renters can purchase insurance to cover their personal property.
Yes, it covers under personal liability section.
The Deductible amount of 3,000 Baht for each and every loss for water damage means the amount the insured must bear themselves as specified in the insurance policy for each and every loss of water damage.
Example: The Condo Easy insurance plan sets a deductible amount of 3,000 Baht for each and every loss for water damage.
When water damage of 20,000 Baht occurs, the insured must bear 3,000 Baht themselves, and the company will compensate the insured 17,000 Baht.
If you purchase 3 years of coverage, the premium is 250% of the 1-year premium.
