Condo Easy

Condo Easy

Product Description

  • Gets first loss cover for loss of or damage to contents within condominium unit due to fire, lightning, explosion, water damage, electrical faults, burglary, third party liability and other causes
  • Gets Cover for windstorm, earthquake and hail
  • Additional cover for 24-hour Emergency Home Assistance

Key features

  • Protect contents within condominium unit up to 1 million baht
  • Cover loss or damage arising from fire, lightning, explosion, vehicle impact, aircraft, water damage, electrical fault, burglary and other perils
  • Cover for personal liability up to 500,000 baht
  • 24-hour Emergency Home Assistance

Plan highlights

  • First Loss Cover for loss of or damage to contents within condominium up to 1 million baht
  • Premium starts from 1,100 baht per year
  • Cover for personal liability to thrid paty up to 500,000 baht
  • 24-hour Emergency Home Assistance benefits, limited to one service not exceeding Bht. 1,000 per occurrence  
  • Additional discount is granted for buying a 3-year policy

Plan details

Insured Property
Insured Property

Condo

Easy 1

Condo

Easy 2

Condo

Easy 3

Condo

Easy 4

Contents in condominium unit

  • e.g. furniture, fixtures, fitting, electrical appliance and other property in the dwelling of the Insured (excluding wallpaper and personal belonging e.g. any mobile phones, laptops or computer notebooks, and/or all portable electronic equipment, portable communication equipment, and/or cameras, video, and/or other recording devices or media)
First Loss Baht 200,000 First Loss Baht 300,000 First Loss Baht 500,000 First Loss Baht 1,000,000
Coverages
Coverages

Sum Insured/ Limit of Liability (Baht)

per occurrence and per year

1. Fire
  • Fire, Lightning, Explosion, Impacts of Vehicles or Animals including Collision and/or Crush by Falling Cargoes carried by the Vehicles or Animals, Aircraft and Water Damage (excluding Flood)

200,000

300,000 500,000 1,000,000
Natural Perils
  • Flood, Windstorm, Earthquake or Volcanic Eruption or Tidal wave or Tsunami and Hail (combined limit)
20,000  20,000  20,000  20,000

Additional Perils: Loss/Damage arising from 

  • Hail

100,000 

150,000  250,000  500,000 
  • Windstorm

100,000 

150,000  250,000  500,000 
  • Earthquake, or Volcanic Eruptions, or Tidal Wave, or Tsunami

100,000 

150,000  250,000  500,000 
  • Electrical Injury (arising from Lightning or resulting in fire)

20,000 

30,000 50,000  100,000 

Additional Extensions for Coverage 1 (Fire & Additional Perils) 

  • Loss/Damage to Personal Effects
20,000  20,000 20,000  20,000 
  • Fire Extinguishing Expenses (necessary)

20,000 

20,000  20,000  20,000 
  • Loss/Damage caused by Falling Aerial Antenna and/or Tree

20,000 

20,000  20,000  20,000 
  • Debris Removal Expenses for the damaged property

20,000 

20,000 20,000  20,000 
  • Professional Costs & Fees (necessary) in respect of Architects, Surveyor, Consultant Engineer, Legal Advisors :  to repair/recover the damaged property

20,000 

20,000  20,000  20,000
  • Awnings, Blinds, Signs, or Other Outdoor Fixtures or Fittings Costs (necessary)

20,000 

20,000  20,000  20,000 
2. Burglary

Theft, Robbery, Gang-Robbery (with forcible entry to or exit from insured building) 

  • Loss/Damage to property insured kept inside building or structure
  • Damage to the building or structure containing the property insured, including its doors or windows, locks and keys

20,000 

30,000  50,000  100,000 
3. Personal Liability
  • in respect of death / bodily injury / illness of any person / loss of or damage to property of any person  within the insured premise

50,000 

 

150,000 

 

250,000

 

500,000

 

Home Assistance Service
  • 24-hour Emergency Home Assistance benefits, limited to one service not exceeding Bht. 1,000 per occurrence  

Not covered 

Covered 

Covered

Covered

Premium
Premium 1 year (Baht)  1,099.96   1,499.07   1,899.25   2,899.70 
Premium 3 years (Baht)  2,748.83   3,747.14   4,746.52   7,249.25 
Remarks:
  • Deductible of Baht 3,000 each and every loss caused by water damage
  • These Condo Easy Plans are only for residential Condominium Units valued up to Baht 10 million
  • Condo Easy Plan 1 only is for units valued less than Baht 3 million
  • The company reserves the right to issue one policy per unit
  • Premium is inclusive of tax and stamp duty and payable by the insured
See all Home products