MSIG Safe Guard (Easy Select)

MSIG Safe Guard  (Easy Select)



  • Covers collision with other road vehicles.
  • Covers loss of or damage to vehicle arising from flood, fire or theft (loss of entire vehicle).
  • Covers third party liability for property damage and bodily injury.
  • Options of including and excluding excess.





  • Cover fire and theft of the entire vehicle with coverage of up to 300,000 Baht.
  • Choose from either the Standard or Mini Plan with premiums starting from 6,900 Baht.
  • Option to have standard excess included or excluded from your package.


Plan highlights

  • Free MSIG 24-hour Roadside Assistance (subject to terms and conditions).
  • Varied range of sum insured options to suit your needs.
  • Third party bodily injury coverage of up to 10 million baht per accident for all plans in this policy.


  MSIG Safe Guard
MSIG Safe Guard
MSIG Safe Guard
(Easy Select)
  Policy Class MS8 MS7 MSE    
  Third Party Bodily Injury                            
    500,000 500,000 500,000 Baht per person
    10,000,000 10,000,000 10,000,000 Baht per accident
  Third Party Property Damage 1,000,000 1,000,000 1,000,000 Baht per accident
  Additional Coverage                            
  Personal Accident - Total  Permanent Disability (5 Seats) 100,000 50,000 50,000 Baht per person
  Medical Expenses (5 Seats) 100,000 50,000 50,000 Baht per person
  Bail Bond 300,000 300,000 200,000 Baht per accident
2+ Sum Insured PLAN Excess* PLAN No Excess PLAN Excess* PLAN No Excess PLAN Excess* PLAN No Excess    
Own Damage - Collisions with Road Vehicle, Theft of Entire Vehicle, Fire, Flood    
100,000 Safe 1 7,000  Safe 4  7,900  Safe 1  6,900  Safe 4  7,200      Plan A  6,200    
200,000 Safe 2 8,000  Safe 5  8,900  Safe 2  7,300  Safe 5  8,200      Plan B  7,200    
300,000 Safe 3 9,000  Safe 6  9,900  Safe 3  8,500  Safe 6  8,800      Plan C  7,700    
Renewal Condition in case loss ratio < 50%  Maximum discount Bht 500  Not Applicable Not Applicable    
* Excess = 2,000 : The Driver or the Insured shall be responsible for, in respect of each accident, the deductible amounts as stated in the Policy Schedule in the event the accident is caused by negligence of the Insured Driver    

Premium  incl. Stamp & Vat 
Terms & Conditions : -

  • Applicable for legally registered vehicle for private use only, i.e. saloon not over 7 seats, van not over 12 seats, pick-up not over 4 tonnes.
  • Not applicable for Audi, BMW, Volkswagen, Volvo, Mercedes Benz, Chevrolet, sports cars, imported cars, modified cars, pick-ups with special equipment.
  • Mercedes Benz, excluding sport cars or imported car, may apply for Safe 3, 4, 5, and 6 packages only.
  •  Market price of the vehicle must not be less than the sum insured.
  •  Non-standard accessories are not covered.
  • Repair condition : Authorized Garage
  • Fixed Rate & premium (discount in the renewal year will be followed renewal condition)
  • Pre-motor insurance car inspection will be conducted if needed.
  • Free Roadside Assistance 24-hour-service as per MSIG's Conditions.
  •  100% for lubricants and cooling fluids when the loss is caused by a Motor accident arising from a collision only.


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