Travel Easy (Worldwide)

Travel Easy (Worldwide)

Product Description

  • 24-hour worldwide travel coverage for you and your family

Key features

  • A 24-hour worldwide plan that covers injury, disability or death caused by accidental means
  • Covers expenses incurred for Emergency Medical Evacuation
  • Covers medical expenses up to 5,000,000 baht
  • Get coverage of up to 1,500,000 baht for loss of life for just 190 baht
  • Premiums start from 255 baht for travel to Schengen countries 
  • Guaranteed 100% premium refund if a VISA application is rejected

Plan highlights

  • Covers medical expenses for both sickness and injury up to 5,000,000 baht
  • Covers all expenses for emergency evacuation and repatriation to Thailand up to a maximum of 2,000,000 baht
  • Covers all expenses for repatriation of mortal remains up to a maximum of 2,000,0000 baht
  • Reimburses trip cancellation or postponement up to 500,000 baht
  • Flight delay cover up to 35,000 baht
  • Covers loss of or damage to baggage and/or personal effects and/or golf equipment up to 60,000 baht
  • Baggage delay cover up to 35,000 baht

Plan details

Overseas Travel Insurance Plan: Travel Easy
Coverage
Coverage Sum Insured (Baht)
  Easy 1 Easy 2 Easy 3 Easy VISA Plus Easy VISA

1. Loss of Life, Dismemberment, Loss of Sight or Total Permanent Disability due to Accident

         
Aged between 15-75 years 5,000,000 4,000,000 3,000,000 2,000,000 1,500,000
Aged between 1-14 years 1,500,000 1,500,000 1,500,000 1,500,000 1,500,000
Aged between 76-80 years 1,000,000 1,000,000 1,000,000 750,000 750,000

2. Medical Expenses payable per actual expenses

         
Aged between 15-75 years 5,000,000 3,000,000 2,000,000 2,000,000 2,000,000
Aged between 1-14 years 2,000,000 2,000,000 2,000,000 2,000,000 2,000,000
Aged between 76-80 years 1,500,000 1,500,000 1,500,000 1,500,000 1,500,000

2.1 On-going medical treatment in Thailand after returning from overseas trip (payable as part of Medical Expenses) maximum payable per actual expenses**

         
Aged between 15-75 years 250,000 150,000 100,000 100,000 100,000
Aged between 1-14 years 100,000 100,000 100,000 100,000 100,000
Aged between 76-80 years 75,000 75,000 75,000 75,000 75,000

2.2 Travelling expense for Outpatient Medical Treatment occurred overseas (payable as part of Medical Expenses)

1,000 1,000 1,000 1,000 1,000

3. Emergency Medical Evacuation and Repatriation to Thailand maximum payable per actual expense

2,000,000 2,000,000 2,000,000 2,000,000 2,000,000

4. Repatriation of Mortal Remains maximum payable per actual expense

2,000,000 2,000,000 2,000,000 1,500,000 1,500,000

5. Trip Cancellation or Postponement maximum payable per actual expense

500,000 300,000 200,000 50,000 -

6. Trip Curtailment maximum payable per actual expense

500,000 300,000 200,000 10,000 -

7. Flight Delay maximum amount payable for only one of the following events.

35,000 25,000 10,000 10,000 -
20% of sum insured for every 6 consecutive hours delay for Event No.1 and 20% of sum insured for flight delay exceeding 6 hours per occurrence for Event No. 2** 7,000 5,000 3,000 2,000  

8. Loss of or Damage to Baggage and/or Personal Effects contained in the Baggage and/or Golf Equipment maximum payable per actual expense**

60,000 40,000 30,000 15,000 -

9. Baggage Delay Maximum limit

35,000 25,000 15,000 10,000 -
20% of sum insured for every 6 consecutive hours delay 7,000 5,000 3,000 2,000 -

10. Personal Liability maximum payable per actual expense

4,000,000 3,000,000 1,000,000 500,000 500,000

11. Hospital Visitation maximum payable per actual expense

250,000 150,000 70,000 - -

12. Overseas Daily Hospital Confinement Benefit per day

3,000 2,500 1,000 - -

13. Damage or Loss of Money maximum payable per actual expense**

6,000 4,000 2,000 - -

14. Damage or Loss of Travel Document maximum payable per actual expense

30,000 20,000 10,000 5,000 -

15. Missed Connecting Flight maximum limit

15,000 10,000 7,500 5,000 -
20% of sum insured for every 6 consecutive hours delay 3,000 2,000 1,500 1,000 -

16. Hole-In-One Reward maximum payable per actual expense

20,000 10,000 - - -

17. Rental Car Excess maximum payable per actual expense

25,000 20,000 15,000 - -

18. Damage or Loss of Notebook Computer maximum payable per actual expense**

25,000 25,000 10,000 - -

19. Hijacking maximum payable per actual expense

100,000 100,000 100,000 100,000 -

20. Emergency Telephone Charge per actual expense

500 500 500 500 500

21. Automatic Extension of Period of Insurance

5 5 5 5 5
**Remarks
  • Item 2: Medical Expenses for on-going medical treatment after returning from overseas trip when combining combined with the Medical Expenses while travelling oveaseas shall not exceed the sum insured for Medical Expense as specified in Item 2.
  • Item 7 : Payable for only one of the following events:
    1. In the event the airline does not cancel the flight or has arranged a different flight as a substitute, payable for every six (6) hours
    2. In the event the airline cancels the flight and has not arranged a different flight as a substitute after a delay of six (6) hours or over, payable per event
  • Item 8: Payable not exceeding 5,000 baht per item or pair with a deductible of 1,000 baht applicable.
  • Item 13: A deductible of 1,000 baht is applicable.
  • Item 18: A deductible of 2,000 baht is applicable.
Acceptance Conditions
Acceptance Conditions
  1. The insured must reside in Thailand.
  2. Insurance Plan for Single Trip is applicable for insured aged 1-80 years. Insurance Plan for Annual Policy is applicable for insured aged 15-65 years. Insurance Plan for Annual Policy covers overseas travel of maximum 120 days per single trip without limit on the number of trips per year.
  3. Applicant can only apply for one insurance policy over the same time period.
  4. Applicant must begin trip from Thailand only and end trip in Thailand only.
  5. Applicant must be in good health condition with no disability.
  6. The applicant gives consent and permits medical facilities including hospitals and clinics, officials of insurance companies or other entities concerned to disclose information to the MSIG Insurance (Thailand) Public Company Limited when the latter makes enquiries about the applicant.
Important Exclusions
Important Exclusions
  1. The insured commits suicide, attempted suicide or self-inflicted injury.
  2. Any pre-existing conditions
  3. While the insured is under the influence of alcohol, drugs or addictives.
  4. War, invasion, acts of foreign enemies, hostilities or warlike operations, civil war, rebellion, revolution, insurrection, civil commotion assuming the proportions of or amounting to an uprising, military or usurped power, any act of terrorism.
  5. While the insured is performing duty as a pilot, crew member, a member of armed forces or police or as a volunteer and engaged in war or crime suppression.
  6. While the insured is engaged in cliff climbing requiring safety gears or mountain climbing at a height of 3,000 metres or more above sea level.
  7. While the insured is participating in or practising for or competing in professional sports.
  8. While the insured is working in a high risk environment such as high-rise buidling, oil or gas rigs, underground mines or labour tasks such as fishery, construction, fruit picking or manoeuvring heavy machineries.
This Insurance Policy does not cover person(s) travelling to or within countries as follows:

Afghanistan, Azerbaijan, Cuba, Iraq, Israel, Kyrgyzstan, Lebanon, Libya, Nepal (only for cliff climbing or climbing), Nicaragua, North Korea, Pakistan, Palestine, Syria, Tajikistan, Turkmenistan, Uzbekistan, Iran

Remarks:

Item 5 : Trip Cancellation or Postponement - In the event the trip of the Insured is cancelled or postponed due to:

  1. Death or Serious Injury or Sickness of the Insured.
  2. Death or Serious Injury or Sickness of the Insured’s Family Members.
  3. Damage to the residence of the Insured caused by fire, lightning, explosion caused by cooking gas, including natural perils.

Item 7 : Flight Delay - In the event that the departure of the aircraft in which the Insured has arranged to travel is delayed from schedule as stated in the air ticket due to:

  1. Bad weather conditions.
  2. Mechanical problems of the aircraft.
  3. Strike or protest by employees of commercial airline or airport preventing the departure.
    Payable for only one of the following events:
    7.1 In the event the airline does not cancel the flight or has arranged a different flight as a substitute, payable for every six(6) hours
    7.2 In the event the airline cancels the flight and has not arranged a different flight as a substitute after a delay of six(6) hours or over, payable per event

Item 8: Payable not exceeding Baht 5,000 per item or pair with a Deductible of Baht 1,000 applicable.

Item 13: A Deductible of Baht 1,000 is applicable.

Item 18: A Deductible of Baht 2,000 is applicable.

Item 21 : Automatic Extension of Period of Insurance - In the event the return trip of the Insured is delayed from schedule due to Unforeseen Circumstances (means bad weather conditions, natural perils, mechanical problems of the aircraft, strikes or other operations by the employees of commercial airline or airport preventing the departure of the aircraft) which are outside the control of the Insured. The Company shall provide cover for the period of the delay provided the such extension and  does not extend to cover item 7,9,11,12,15

Premium
Single Trip
Period of Insurance (Days) Premium (Baht) /
Age 1-80 Years
Easy 1 Easy 2 Easy 3 Easy VISA Plus Easy VISA
Asia Worldwide Asia Worldwide Asia Worldwide Asia Worldwide Asia Worldwide
1 890 1,060 655 875 440 570 250 300 190 255
2 900 1,215 665 885 445 575 270 315 195 260
3 910 1,225 670 895 450 585 280 320 200 265
4 1,045 1,430 765 1,040 505 670 300 390 220 305
5 1,055 1,450 775 1,050 510 675 380 435 225 310
6 1,070 1,465 785 1,060 515 685 400 445 230 315
7 1,340 1,645 975 1,190 630 760 440 525 290 350
8 1,355 1,665 985 1,200 635 765 460 535 295 355
9 1,370 1,685 995 1,215 645 775 490 570 300 360
10 1,385 1,700 1,005 1,230 650 785 495 580 305 365
11 1,645 2,110 1,190 1,510 760 955 580 620 350 455
12 1,665 2,130 1,200 1,525 765 965 590 660 355 460
13 1,685 2,155 1,215 1,545 775 975 600 680 360 465
14 1,700 2,180 1,230 1,560 785 985 610 695 365 470
15 1,955 2,490 1,405 1,780 885 1,115 690 790 420 535
16 1,975 2,520 1,420 1,800 895 1,125 700 815 425 540
17 1,995 2,545 1,435 1,820 905 1,140 720 820 430 545
18 2,020 2,575 1,450 1,840 915 1,150 730 830 435 550
19 2,185 2,800 1,565 1,995 985 1,245 740 850 470 600
20 2,210 2,830 1,580 2,015 995 1,255 750 855 475 605
21 2,235 2,860 1,600 2,040 1,005 1,270 760 870 480 615
22 2,255 2,900 1,615 2,060 1,015 1,285 870 980 485 620
23 2,415 3,030 1,725 2,155 1,080 1,340 910 1,030 520 640
24 2,440 3,060 1,745 2,180 1,095 1,355 925 1,040 525 650
25 2,470 3,095 1,765 2,205 1,105 1,370 935 1,050 530 655
26 2,495 3,130 1,785 2,225 1,120 1,385 945 1,060 535 665
27 2,520 3,165 1,805 2,250 1,130 1,400 955 1,070 540 670
28 2,645 3,180 1,885 2,265 1,180 1,405 965 1,080 570 680
29 2,675 3,220 1,905 2,290 1,190 1,420 975 1,090 575 690
30 2,705 3,255 1,930 2,315 1,205 1,435 990 1,100 580 695
31 2,735 3,290 1,950 2,340 1,215 1,450 1,050 1,120 585 705
32 - 38 3,290 3,845 2,335 2,730 1,450 1,685 1,220 1,250 705 825
39 - 45 3,845 4,400 2,725 3,115 1,685 1,920 1,250 1,400 825 940
46 - 52 4,400 4,955 3,115 3,505 1,920 2,155 1,360 1,500 940 1,060
53 - 59 4,955 5,510 3,505 3,895 2,155 2,385 1,460 1,550 1,060 1,175
60 - 66 5,510 6,065 3,890 4,280 2,385 2,620 1,680 1,870 1,175 1,295
67 - 73 6,065 6,620 4,280 4,670 2,620 2,855 1,700 1,900 1,295 1,415
74 - 80 6,620 7,175 4,670 5,060 2,855 3,090 1,825 2,000 1,415 1,530
81 - 87 7,175 7,730 5,055 5,445 3,090 3,325 1,975 2,125 1,530 1,650
88 - 94 7,730 8,285 5,445 5,835 3,325 3,555 2,120 2,340 1,650 1,765
95 - 101 8,285 8,840 5,835 6,225 3,555 3,790 2,270 2,485 1,765 1,885
102 - 108 8,840 9,400 6,225 6,610 3,790 4,025 2,420 2,635 1,885 2,005
109 - 115 9,400 9,955 6,610 7,000 4,025 4,260 2,565 2,680 2,005 2,120
116 - 122 9,955 10,510 7,000 7,390 4,260 4,495 2,715 2,830 2,120 2,240
123 - 129 10,510 11,065 7,390 7,780 4,495 4,730 2,865 2,980 2,240 2,355
130 - 136 11,065 11,620 7,775 8,165 4,730 4,960 3,010 3,125 2,355 2,475
137 - 143 11,620 12,175 8,165 8,555 4,960 5,195 3,155 3,275 2,475 2,595
144 - 150 12,175 12,730 8,555 8,945 5,195 5,430 3,300 3,425 2,595 2,710
151 - 157 12,730 13,285 8,945 9,330 5,430 5,665 3,455 3,575 2,710 2,830
158 - 164 13,285 13,840 9,330 9,720 5,665 5,900 3,600 3,720 2,830 2,945
165 - 171 13,840 14,395 9,720 10,110 5,900 6,130 3,750 3,865 2,945 3,065
172 - 178 14,395 14,955 10,110 10,495 6,130 6,365 3,900 4,015 3,065 3,185
179 - 180 14,955 15,510 10,495 10,885 6,365 6,600 4,020 4,140 3,185 3,300
Annual Plan
Annual Plan Premium (Baht) /
Age 15-65 Years
Easy 1 Easy 2 Easy 3

Travel all year, Maximum 120 days per trip

8,200 5,800 3,750
Remark:

Stamp and Tax are inclusive

Important contact information
Before and After Trip

MSIG Customer Care 
Tel: 02 007 9000
Fax: 0 2716 6613
Email: online@th.msig-asia.com
Monday – Friday (9.30 a.m. – 6.00 p.m.), Saturday (9.00 a.m. – 6.30 p.m.)
(Except Sunday and Official Holidays)

During Trip

MSIG Assist (24-hour worldwide) Tel. 02 039 5704
For Medical and Travel Assistance

See all Travel products