Safeguard 3+

Safeguard 3+

Product Description

  • Covers collision with other road vehicles
  • Covers loss of or damage to vehicle arising from flood
  • Covers third party liability for property damage and bodily injury

Key features

  • Repairs at authorised garages
  • Choose from either the Standard or Mini Plan with premiums starting from 6,500 baht
  • Option to have standard excess included or excluded from your package

Plan highlights

  • Free MSIG 24-hour Roadside Assistance (subject to terms and conditions)
  • Third party bodily injury coverage of up to 10 million baht per accident for all plans in this policy
  • Third party bodily injury coverage of up to 10 million baht for all plans in this policy

Plan details

Coverage
Coverage MSIG Safe Guard
(Standard)
MSIG Safe Guard
(Mini)

Third Party Liability

Bodily injury or compensation over max. limit of CMI only
500,000 baht/person 500,000 baht/person
10,000,000 baht/accident 10,000,000 baht/accident
Third Party Property Damage 1,000,000 baht/accident 1,000,000 baht/accident

Additional Coverage

Personal Accident (5 Seats)

100,000 baht/person

50,000 baht/person
Medical Expenses (5 Seats) 100,000 baht/person 50,000 baht/person
Bail Bond 300,000 baht/accident 300,000 baht/accident
Premiums
Coverage & Premium SG Standard SG Mini
*EXCESS = 2000 NO EXCESS *EXCESS = 2000 NO EXCESS
Coverage   Safe 1 Safe 2 Safe 3 Safe 4 Safe 5 Safe 6 Safe 1 Safe 2 Safe 3 Safe 4 Safe 5 Safe 6
Own Damage -Theft & Fire                          
Own Damage – Collisions with Road Vehicles Per Accident 100,000 200,000 300,000 100,000 200,000 300,000 100,000 200,000 300,000 100,000 200,000 300,000
Own Damage - Flood Per Accident 100,000 200,000 300,000 100,000 200,000 300,000 100,000 200,000 300,000 100,000 200,000 300,000
Own Damage – Theft (Loss of Entire Vehicle) & Fire Per Accident 100,000 200,000 300,000 100,000 200,000 300,000 100,000 200,000 300,000 100,000 200,000 300,000
Third Party Bodily Injury Per Person 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000 500,000
  Per Accident 10,000,000 10,000,000 10,000,000 10,000,000 10,000,000 10,000,000 10,000,000 10,000,000 10,000,000 10,000,000 10,000,000 10,000,000
Third Party Property Damage Per Accident 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000

Personal Accident - Permanent Disability /

No. fo Seats (incl. Insured driver)

Per Person

100,000

5

100,000

5

100,000

5

100,000

5

100,000

5

100,000

5

50,000

5

50,000

5

50,000

5

50,000

5

50,000

5

50,000

5

Medical Expenses

No. of Seats (incl. Insured driver)

Per Person

100,000

5

100,000

5

100,000

5

100,000

5

100,000

5

100,000

5

50,000

5

50,000

5

50,000

5

50,000 50,000 50,000
Bail Bond Per Accident 300,000 300,000 300,000 300,000 300,000 300,000 300,000 300,000 300,000 300,000 300,000 300,000
Annual Premium (incl. Stamp & Vat) Per Year 7,500 8,500 9,500 8,400 9,400 10,400 7,400 7,800 9,000 7,700 8,700 9,300
Special condition for renewal year if loss ratio is lower than 50% Maximum discount of Bht 500 Not Applicable

* Excess = 2,000The Driver or the Insured shall be responsible for, in respect of each accident, the deductible amounts as stated in the Policy Schedule in the event the accident is caused by negligence of the Insured Driver.

Remark: The company shall reserve the right to change any terms and conditions, premium without prior notice

Terms and conditions
  • Applicable for legally registered vehicle for private use only, i.e. saloon not over 7 seats, van not over 12 seats, pick-up not over 4 tonnes
  • Not applicable for Audi, BMW, Volkswagen, Volvo, sports cars, imported cars, modified cars, pick-ups with special equipment
  • Mercedes Benz may apply for Safe 3, 4, 5, and 6 packages only
  • Market price of the vehicle must not be less than the sum insured
  • Non-standard accessories are not covered
  • Premium - Fixed rate / Renewal year will not be entitled to discount
  • Pre-motor insurance car inspection will be conducted if needed
  • Free Roadside Assistance 24-hour-service as per MSIG's Conditions
  • 100% for lubricants and cooling fluids when the loss is caused by a Motor accident arising from a collision only
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