Safeguard 2+

Safeguard 2+

Product Description

  • Covers collision with other road vehicles.
  • Covers loss of or damage to vehicle arising from flood, fire or theft (loss of entire vehicle).
  • Covers third party liability for property damage and bodily injury.
  • Options of including and excluding excess.

Key features

  • Cover fire and theft of the entire vehicle with coverage of up to 300,000 Baht.
  • Choose from either the Standard or Mini Plan with premiums starting from 6,900 Baht.
  • Option to have standard excess included or excluded from your package.

Plan highlights

  • Free MSIG 24-hour Roadside Assistance (subject to terms and conditions).
  • Varied range of sum insured options to suit your needs.
  • Third party bodily injury coverage of up to 10 million baht per accident for all plans in this policy.

Plan details

Coverage
Coverage MSIG Safe Guard
(Standard)
MSIG Safe Guard
(Mini)

Third Party Liability

Bodily injury or compensation over max. limit of CMI only
500,000 baht/person 500,000 baht/person
10,000,000 baht/accident 10,000,000 baht/accident
Third Party Property Damage 1,000,000 baht/accident 1,000,000 baht/accident

Additional Coverage

Personal Accident - Total Permanent Disability (5 Seats)

100,000 baht/person

50,000 baht/person
Medical Expenses (5 Seats) 100,000 baht/person 50,000 baht/person
Bail Bond 300,000 baht/accident 300,000 baht/accident
Premiums
Sum Insured
Own Damage - Collisions with Road Vehicle, Theft of Entire Vehicle, Fire and Flood.

Safe Guard Standard

(Annual Premium)

PLAN Excess* PLAN No Excess
100,000 Safe 1 7,000 Safe 4 7,900
200,000 Safe 2 8,000 Safe 5 8,900
300,000 Safe 3 9,000 Safe 6 9,900
Special condition for renewal year if loss ratio is lower than 50% 

 Maximum discount of Bht 500

 

 

Sum Insured
Own Damage - Collisions with Road Vehicle, Theft of Entire Vehicle, Fire and Flood. 

Safe Guard Mini

(Annual Premium)

PLAN Excess* PLAN No Excess
100,000 Safe 1 6,900 Safe 4 7,200
200,000 Safe 2 7,300 Safe 5 8,200
300,000 Safe 3 8,500 Safe 6 8,800
Special condition for renewal year if loss ratio is lower than 50%   Not Applicable

* Excess = 2,000: The Driver or the Insured shall be responsible for, in respect of each accident, the deductible amounts as stated in the Policy Schedule in the event the accident is caused by negligence of the Insured Driver.

Remark:

1. The company shall reserve the right to change any terms and conditions, premium without prior notice.

2. Premium  incl. Stamp & Vat.

Terms and conditions
  • Applicable for legally registered vehicle for private use only, i.e. saloon not over 7 seats, van not over 12 seats, pick-up not over 4 tonnes.
  • Not applicable for Audi, BMW, Volkswagen, Volvo, Chevrolet, sports cars, imported cars, modified cars, pick-ups with special equipment.
  • Mercedes Benz, excluding sport cars or imported car, may apply for Safe 3, 4, 5, and 6 packages only.
  • Market price of the vehicle must not be less than the sum insured.
  • Non-standard accessories are not covered.
  • Premium - Fixed rate / Renewal year will not be entitled to discount.
  • Repair condition: Authorised Garage.
  • Fixed Rate & Premium (Discount in the renewal year will be follow renewal condition).
  • Pre-motor insurance car inspection will be conducted if needed.
  • Free Roadside Assistance 24-hour service as per MSIG's conditions.
  • 100% for lubricants and cooling fluids when the loss is caused by a Motor accident arising from a collision only.
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