How to make the most of your travel insurance coverage

Travel insurance covers you even before you board the plane, which is why it important to purchase your travel insurance as soon as you have booked your flight. This way, you will be compensated in the event that you are unable to travel due to accidents or any incidents that happen to you or your residence.

In the event of an accident or loss while overseas, you do not want the additional stress of searching for your policy documents or insurance provider’s contact. Have these important details readily available and take special note of your insurance company’s 24-hour hotline service in case of an emergency.

Should your belongings be damaged, take photographs of the items and collect report from airline as proof of the damages that have occurred. You should also check with your insurance provider to ensure that these damages are covered under your policy. Once you’re done checking, you can send your damaged items to insurer — but make sure to keep all your relevant receipts for claims submission.

From compensation for flight delays to coverage for medical expenses overseas, each travel insurance policy has specific criteria and coverage. Make sure to read the fine print on your insurance policy and contact your insurance agent to address any questions prior to your trip.

Travel insurance is not as complicated as some might think. Find out more about MSIG travel insurance or feel free to reach out to us if you have any queries.