- As an employer, be protected from all direct financial losses or damages caused by all acts of fraud or dishonesty committed by employees.
- Covers fraud, theft or acts of dishonesty by employees that occur during the period of insurance or discovered whithin 3 months thereafter, or 3 months after the termination of such employment
- Be reimbursed for the loss or damage that occured during the employee's employment period in connection with his job responsibility or occupation.
- Excludes stock losses discovered during stock or routine stock check
- Other exclusions as stated in the insurance policy applies