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Seasonal Diseases
MSIG Seasonal Diseases, is a health insurance offering comprehensive coverage for both in-patient and out-patient medical expenses, including daily cash benefits for in-patient hospital stays. Policies cover up to 8 common diseases, including influenza, dengue fever, acute appendicitis, food poisoning, and more. Premiums start at just 299 Baht and application is easy with no health declaration required.
Key features
Affordable premiums start from only 299 Baht per year (less than 1 Baht per day).
Various plans covering various seasonal diseases.
Income compensation while being hospitalized due to specified diseases or accident for up to 30 days.
Medical expenses reimbursed when treated for seasonal diseases as an in-patient or out-patient.
Easy to apply online in 4 simple steps with no medical checkup required. Available for all occupations.
Plan details
- Thai nationality; Ages between 11 - 70 years old.
- Daily Hospital Income Benefit due to the MSIG Seasonal Diseases specified in each plan.
- Daily Hospital Income Benefit due to Accident.
- Medical expenses when treated for MSIG Seasonal Diseases as an in-patient and out-patient.
| Coverages | Sum Insured (Baht) | ||||
|---|---|---|---|---|---|
| Plan 1 | Plan 2 | Plan 3 | |||
1. Loss of Life, Dismemberment, Loss of Sight (Arbor 1) due to Accident including murder and assault. (exclude riding or travelling on a motorcycle) | 50,000 | 50,000 | 50,000 | ||
2. Daily Hospital Income Benefit due to accident (including Driving and/or Riding Motorcycle) | not cover | 500 per day | 500 per day | ||
3. Daily Hospital Income Benefit due to Seasonal Disease specified in each plan. | 500 per day | 500 per day | 500 per day | ||
Covers 3 diseases:
| Covers 4 diseases:
| Covers 8 diseases:
| |||
Annual Premium (Baht) | 299 | 599 | 699 | ||
| Coverage | Sum Insured (Baht) | ||||
|---|---|---|---|---|---|
| Plan 1 | Plan 2 | Plan 3 | Plan 4 | ||
1. Loss of Life, Dismemberment, Loss of Sight (Arbor 1) due to Accident including murder and assault. (exclude riding or travelling on a motorcycle) | 30,000 | 30,000 | 50,000 | 50,000 | |
2. Daily Hospital Income Benefit due to accident (including Driving and/or Riding Motorcycle) | Not covered | Not covered | Not covered | Not covered | |
3. The following coverage no. 3.1-3.3 covers seasonal diseases specified in the plan (15 days waiting period applicable) | Covers 2 diseases: Influenza Dengue Hemorrhagic Fever | ||||
3.1 In-patient treatment medical expenses (IPD) | 30,000 | 30,000 | 50,000 | 50,000 | |
3.2 Out-Patient treatment medical expenses (OPD) | 500 Baht per visit/day | 1,000 Baht per visit/day | 500 Baht per visit/day | 1,000 Baht per visit/day | |
3.3 Daily Hospital Income Benefit due to Seasonal Disease. | 500 per day | Not covered | 500 per day | Not covered | |
Annual Premium (Baht) | 419 | 449 | 599 | 629 | |
MSIG Contact Centre
Tel: 02 007 9000
Email: Click here
Monday – Friday (8.30 a.m. – 9.00 p.m.), Saturday (9.00 a.m. – 6.30 p.m.)
(Except Sunday and Official Holidays)
A: If purchased online: As long as you have the insured person’s information, you can complete the purchase on the company’s website.
If purchased through an agent/broker or directly with the company: The insured must complete the insurance application form and attach a copy of their ID card to apply.
A: No health check-up is required. You can apply for the “MSIG Seasonal Diseases Insurance,” which covers dengue fever and influenza, through multiple channels:
- Offline via the company’s agents or brokers
- Online via the company’s website
A: The waiting period is 15 days. It applies only to medical expenses (both IPD and OPD) and income compensation for illness from the specified diseases.
A: No. Since the doctor did not make a clear diagnosis of a covered disease, but only noted “suspected,” this falls under the exclusions specified in the policy.
