My Home Safe


My Home Safe Home Insurance under the Thanrak Home Insurance Plan protects the structure of your home and its contents for up to 50 million Baht. the polciy provides coverage for flooding up to 200,000 Baht and full limit cover for other natural perils with third party liability up to 1,000,000 Baht. Free 24-hour Emergency Home Assistance. (Enjoy an additional discount when you buy a 3-year policy.)
Key features

Protect the structure of your home and its contents for up to 50 million Baht.

Cover loss or damage arising from fire, lightning, explosion, vehicle impact, aircraft, water damage, electrical faults, natural perils including flood, burglary, personal accident and other perils.

Cover for third party liability up to 1,000,000 Baht.

Cover medical expenses for physical injury and /or death of the insured's dogs or cats, caused by perils insured under coverage 1.

Additional cover for 24-hour Emergency Home Assistance.
Plan details
- Cover full limit for windstorm, earthquake and hail, and flood up to 200,000 Baht.
- Provision of rental fee for temporary accommodation in the event amount of loss exceeds 50%.
- Cover for personal liability to third party up to 1,000,000 Baht.
- 24-hour Emergency Home Assistance benefits, limited to one service not exceeding Bht.1,000 per occurrence.
- Additional discount is granted for buying a 3-year policy.
Coverages | Sum Insured/ Limit of Liability (Baht) per occurrence and per year |
---|---|
1. Fire & Natural Perils | |
Fire
| 500,000 up |
Natural Perils
| 20,000 |
Additional Perils: Loss/Damage arising from | |
Hail | Up to Sum Insured |
Windstorm | Up to Sum Insured |
Earthquake, or Volcanic Eruptions, or Tidal Wave, or Tsunami | Up to Sum Insured |
Flood | 10% of Sum Insured and not exceeding 200,000 |
Strike Riot Malicious Act | 100,000 |
Electrical Injury (arising from Lighting or resulting in fire) | 100,000 |
Additional Extensions for Coverage Section 1 (Fire & Additional Perils) | |
Expense and/or Fee for Temporary Accommodation |
|
Loss/Damage to Personal Effects | 10,000 per occurrence and 100,000 per year |
Fire Extinguishing Expenses (necessary) | 10,000 per occurrence and 100,000 per year |
Loss/Damage caused by Falling Aerial Antenna and/or Tree | 10,000 per occurrence and 100,000 per year |
Debris Removal Expenses for the damaged property | 10,000 per occurrence and 100,000 per year |
Professional Costs & Fees in respect of Architects, Surveyor, Consultant Engineer, Legal Advisors : to repair/recover the damaged property | 10,000 per occurrence and 100,000 per year |
Awnings, Blinds, Signs, or Other Outdoor Fixtures or Fittings Costs | 10,000 per occurrence and 100,000 per year |
Cover medical expenses for physical injury and/or death of the Insured’s dogs or cats, caused by perils insured under Coverage 1: Fire and Additional Perils) | 2,000 |
2. Burglary | |
Theft, Robbery, Gang-Robbery (with forcible entry to or exit from insured building) | |
| 200,000 |
3. Plate Glass | |
Loss/Damage to the Plate Glass, that are fitted or fixed as part of buildings, arising from external accidental causes | 50,000 |
4. Personal Liability | |
In respect of death / bodily injury / illness of any person / loss of or damage to property of any person within the insured premise | 1,000,000 |
5. Personal Accident | |
Accidental Death, Dismemberment or Loss of Sight/Hearing/Speech, or Permanent Disability (excluding Motorcycle Accident) (The insured's age 1-70 years) | 100,000 |
MSIG Contact Centre
Tel: 02 007 9000
Email: Click here
Monday – Friday (8.30 a.m. – 9.00 p.m.), Saturday (9.00 a.m. – 6.30 p.m.)
(Except Sunday and Official Holidays)
It is an insurance plan for those who want coverage that includes their dogs and cats.
It covers houses, residential units, and personal property within the residence from fire, lightning, explosion, water damage, floods, windstorms, earthquakes, hail, Electrical Injury, theft, accidental glass breakage, personal liability, and personal accidents.
The insurance value of buildings is calculated based on the estimated construction cost, excluding land and foundations.
It covers your home and property within your home, and it also covers damage to neighboring houses under the section for personal liability.
Yes, the My Home Safe plan covers the cost of temporary accommodation.
If you purchase 3 years of coverage, the premium is 250% of the 1-year premium.