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Safe Guard Easy 3+
Safe Guard Easy 3+ is a 3rd class plus motor insurance that offers limited coverage for your vehicle. It includes third-party liability, which covers damage or injury you cause to others, as well as collisions with road vehicles. While it's not as comprehensive as 1st or 2nd Class insurance, comprehensive third-party car insurance offers better value for money, especially if you're looking to save on premiums. Whether you drive a sedan or a pickup, the premiums are the same.
Safe Guard Easy 3+ offers two plans with a first loss coverage of 100,000 Baht, one with an excess and one without. Premiums for Safe Guard Easy 3+ start at 5,100 Baht. You can also be covered with a driver’s bail bond of up to 200,000 Baht. (Repairs are carried out at authorized garages.)
Key features
Repair condition : Authorized Garage.
Covers your vehicle against collision with other road vehicles. Covers loss of or damage to vehicle arising from flood.
Selective package of with excess or no excess.
Premium starts from 5,100 Baht.
Plan details
- Special ! MSIG 24-hour Roadside Assistance (subject to terms and conditions).
- Third party bodily injury coverage of up to 10 million Baht per accident for all plans in this policy.
- A standard fixed price rate for both Saloon and Pick-up.
| Coverage | Limits (Baht) |
|---|---|
| Third Party Liability Bodily injury or compensation over max. limit of CMI only | 500,000 Baht/Person |
| 10,000,000 Baht/Accident | |
| Third Party Property Damage | 1,000,000 Baht/Accident |
| Additional Coverage Personal Accident - Total Permanent Disability (5 Seats) | 50,000 Baht/Person |
| Medical Expenses (5 Seats) | 50,000 Baht/Person |
| Bail Bond | 200,000 Baht/Accident |
- Premium includes CCTV discount.
- Applicable for legally registered vehicle for private use only, i.e. saloon not over 7 seats, and pick-up not over 4 tonnes.
- Not applicable for vehicle for commercial use.
- Not applicable for Audi, BMW, Volkswagen, Volvo, Chevrolet, sports cars, imported vehicles, modified vehicles, pick-ups with special equipment such as steel frames, roofs, cages, fences, truck bed cover or canopy, or using for the purpose of carrying or transporting goods.
- Mercedes Benz excluding sport cars or imported cars is applicable.
- Market price of the vehicle must not be less than the sum insured.
- Non-standard accessories are not covered.
- Repair Condition : Authorised Garage.
- This insurance premium rate is a fixed rate.
- Pre-motor insurance car inspection will be conducted if needed.
- Special ! Roadside Assistance 24-hour-service as per MSIG's Conditions.
- No depreciation will be applied to the cost of replacing fluids (e.g., engine oil, lubricants, and air conditioning coolant) if damaged in a collision with a land vehicle as per MSIG's Conditions.
MSIG Contact Centre
Tel: 02 007 9000
Email: Click here
Monday – Friday (8.30 a.m. – 9.00 p.m.), Saturday (9.00 a.m. – 6.30 p.m.)
(Except Sunday and Official Holidays)
A: There are 2 plans of MSIG Safe Guard Easy 3+, including those with or without deductibles applied.
A: A deductible refers to the initial amount of damage that the insured must absorb themselves, as specified in the Motor insurance policy, deductibles generally apply in cases where the insured vehicle collides with another road vehicle and the insured is at fault.
Example 1: In a qualifying case, the insured vehicle collides with another land vehicle and the insured is at fault. The policy specifies a deductible of 2,000 baht, and the total damage amounts to 5,000 baht. In this case, the insured must pay the first 2,000 baht, and the insurance company will cover the remaining 3,000 baht.
Example 2: In a qualifying case, the insured vehicle collides with another land vehicle and the insured is at fault. The policy specifies a deductible of 2,000 baht, and the total damage amounts to 2,000 baht. In this case, the insured must bear the full amount of 2,000 baht themselves.
A: Applicable for legally registered vehicle for private use only, i.e. saloon not over 7 seats, and pick-up not over 4 tonnes.
A: The normal time period for considering claims when MSIG receives all the necessary complete documents is usually within 15 days. Claim payments will usually be made within 15 days from the date the claimant has agreed to the amount of compensation. the insured can track the claim status directly via MSIG Claim Tracking 24/7.
