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Drive Any Car Insurance 3
Drive Any Car is a groundbreaking 3rd class motor insurance policy in Thailand that offers a unique approach to vehicle coverage. Unlike traditional car insurance, which is tied to a specific vehicle, Drive Any Car (a 3rd class motor insurance) follows the driver. This innovative feature provides greater flexibility and convenience for policyholders, as a single policy can be used to cover multiple vehicles. By eliminating the need for car inspections, Drive Any Car simplifies the insurance process and ensures seamless coverage. Whether you're driving your personal car, a friend's car, or a parent's car Drive Any Car has you covered. With premiums starting at an affordable 2,890 Baht per year, this innovative insurance option is a valuable choice for drivers seeking comprehensive protection and hassle-free coverage.
Key features
Cover Third Party Only.
The coverage is attached to the Insured driver.
Covers any car driven by the Insured*.
Easy to buy insurance with only a driving license.
*under the Terms and Conditions.
Plan details
- Premium is 2,890 Baht only.
- Cover Third Party Only.
| Coverage | Limit of Laibility (Baht) | |
|---|---|---|
| Third Party | Bodily Injury / Person | 500,000 |
| Bodily Injury / Accident | 10,000,000 | |
| Property Damage / Accident | 1,000,000 | |
| Additional Coverage | Personal Accident (5 Seats) / Person | 100,000 |
| Medical Expenses (5 Seats) / Person | 100,000 | |
| Bail Bond Insurance / Accident | 300,000 | |
| Collision with Road Vehicle (Own Damage) | Not Cover | |
| Deductible | No | |
| Period of Cover | 1 Year | |
| Total Premium (incl. Stamps & VAT) | 2,890 | |
1. Covers any vehicle driven by the Insured under the following conditions:
- Any vehicle that is legally registered for private use only or vehicles that have no more than 12 seats or pick ups not over 4 tons.
- Vehicles driven for commercial use or public hire or not for private use are not covered.
- Test Drive and Rental Cars not covered.
2. The Insured must have a Motor Driving License that is legally valid and not pending withdrawal.
3. No claim discounts may be given for policy renewal in case of no claims.
4. The driving of any vehicles that do not comply with/are not eligible for "Drive Any Car Insurance"
- Working as a driver for transportation purposes, e.g. as a driver for Employees/ Students/ Tourists/ Passengers/ Consumer Products/ Food Products.
- Working as a driver for business purposes, e.g. driving for Repair Garages, Car Dealers, Used Car businesses, Driving Instruction, Car Care services, Car Service Centers.
- Driving for car delivery services.
- Driving for parking purposes, i.e. Chauffeur, Valet Parking.
- Driving in cases when the owner cannot drive the vehicle themselves, e.g. when under influence of alcohol, unwell, etc.
MSIG Contact Centre
Tel: 02 491 2949
Email: Click here
Monday – Friday (8.30 a.m. – 9.00 p.m.), Saturday (9.00 a.m. – 6.30 p.m.)
(Except Sunday and Official Holidays)
