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Trip Easy Plus
Experience peace of mind with domestic travel insurance, Trip Easy Plus, our all-encompassing domestic travel insurance designed for your journeys within Thailand. Whether you're exploring scenic routes by car or soaring through the skies, our policy offers robust protection for your safety and well-being.
In the event of an unexpected incident, Trip Easy Plus, a domestic travel insurance, provides financial support for medical expenses and related costs, ensuring your life and medical care are covered. Additionally, our personal property protection safeguards your belongings throughout your trip.
Should flight disruptions occur, our flight coverage offers compensation for delays, cancellations, or missed connections, providing you with added security. With Trip Easy Plus, you can travel with confidence, knowing you're protected against a wide range of travel-related risks.
Key features
For ages 1-75 years old.
Premium starts from 15 Baht per day.
Get coverage for loss of life up to 1,000,000 Baht.
Several plans available to cater for Individual and Group Travel.
Plan details
- Covers medical expenses for both sickness and injury up to 5,000,000 Baht.
- Covers all expenses for emergency evacuation and repatriation to Thailand up to a maximum of 2,000,000 Baht.
- Covers all expenses for repatriation of mortal remains up to a maximum of 2,000,0000 Baht.
- Reimburses trip cancellation or postponement up to 500,000 Baht.
- Flight delay cover up to 35,000 Baht.
- Covers loss of or damage to baggage and/or personal effects and/or golf equipment up to 60,000 Baht.
- Baggage delay cover up to 35,000 Baht.
| Coverage | Sum Insured (Baht) | ||||
|---|---|---|---|---|---|
| Plan 1 | Plan 2 | Plan 3 | Plan 4 | Plan 5 | |
1. Loss of Life, Dismemberment, Loss of Sight or Total Permanent Disability due to Accident Including Murder or Assault | |||||
| Aged 15-75 years | 200,000 | 300,000 | 500,000 | 1,000,000 | 2,000,000 |
| Aged 76-80 years | 100,000 | 150,000 | 250,000 | 500,000 | 1,000,000 |
2. Accidental Medical Expenses (maximum payable per actual expenses) | |||||
| Aged 15-75 years | 20,000 | 30,000 | 50,000 | 100,000 | 200,000 |
| Aged 76-80 years | 10,000 | 15,000 | 25,000 | 50,000 | 100,000 |
3. Medical Expenses due to Food Poisoning or Acute Inflammatory Bowel Disease (maximum payable per actual expense) | 10,000 | 10,000 | 20,000 | 30,000 | 30,000 |
4. Emergency Medical Evacuation (maximum payable per actual expense) | 20,000 | 50,000 | 100,000 | 500,000 | 500,000 |
5. Repatriation of Mortal Remains (maximum payable per actual expense) | 20,000 | 50,000 | 100,000 | 500,000 | 500,000 |
6. Personal Liability (maximum payable per actual expense) | 100,000 | 300,000 | 500,000 | 1,000,000 | 1,000,000 |
7. Daily Hospital Confinement Benefit per day (Excluding Accidents while riding or traveling by motorcycle) | 0 | 200 baht per day maximum 6,000 baht | 300 baht per day maximum 9,000 baht | 400 baht per day maximum 12,000 baht | 400 baht per day maximum 12,000 baht |
| Coverage | Sum Insured (Baht) | ||||
|---|---|---|---|---|---|
| Plan 1 | Plan 2 | Plan 3 | Plan 4 | Plan 5 | |
8. Loss of or Damage to Baggage and/or Personal Effects in the baggage and/or Golf Equipment (maximum payable per actual expense) | 2,000 baht per piece maximum 10,000 baht | 2,000 baht per piece maximum 10,000 baht | 3,000 baht per piece maximum 15,000 baht | 5,000 baht per piece maximum 25,000 baht | 5,000 baht per piece maximum 25,000 baht |
9. Rental Car Excess (maximum payable per actual expense) | 0 | 3,000 | 3,000 | 3,000 | 3,000 |
10. Baggage Delay maximum limit (payable for every 4 consecutive hours delay) | 0 | 0 | 0 | 2,000 baht for every 4 consecutive hours, maximum 10,000 baht | 2,000 baht for every 4 consecutive hours, maximum 10,000 baht |
| Coverage | Sum Insured (Baht) | ||||
|---|---|---|---|---|---|
| Plan 1 | Plan 2 | Plan 3 | Plan 4 | Plan 5 | |
11. Airline Ticket refund due to Trip Cancellation or Postponement maximum payable per actual expense | 0 | 5,000 | 10,000 | 10,000 | 10,000 |
12. Flight Delay maximum limit (payable for every 4 consecutive hours delay) | 0 | 1,000 baht for every 4 consecutive hours Maximum 6,000 baht | 2,000 baht for every 4 consecutive hours Maximum 12,000 baht | 3,000 baht for every 4 consecutive hours Maximum 18,000 baht | 3,000 baht for every 4 consecutive hours Maximum 18,000 baht |
13. Trip Curtailment maximum payable per actual expense | 0 | 0 | 0 | 0 | 10,000 |
14. Hijacking maximum payable per actual expense | 0 | 0 | 0 | 0 | 20,000 |
Acceptance Conditions
- The Insured must reside in Thailand.
- Aged 1-80 years.
- Applicant can only apply for one insurance policy for a same time period.
- Cover is for within Thailand only.
- Applicant must be in healthy condition and with no disability.
- The applicant gives consent and permits medical facilities including hospitals and clinics, officials of insurance companies or other entities concerned to disclose information to the MSIG Insurance (Thailand) Public Company Limited when the latter makes enquiries about the applicant.
Remarks:
Details of the Coverage, Conditions and Exclusions are specified in the insurance policy, the details of which the insured should read and understand before making the decision to purchase the insurance.
Important Exclusions
- The insured commits suicide, attempted suicide or self-inflicted injury.
- While the Insured is under the influence of alcohol, drugs or other addictive substances.
- War, invasion, acts of foreign enemies, hostilities or warlike operations, civil war, rebellion, revolution, insurrection, civil commotion assuming the proportions of or amounting to an uprising, military or usurped power, any act of terrorism.
- While the Insured is performing duties as a pilot, crew member, a member of armed forces or police or as a volunteer and engaged in war or crime suppression.
- While the Insured is participating in or practicing for or competing in professional sports or while engaging in all types of motor, car, horse or water craft racing, skiing including jet-ski, skating, boxing and parachute jumping, boarding or alighting or travelling in a hot-air balloon or glider, bungee jumping, all diving activities which require the use of oxygen tanks and underwater respirators.
- While the Insured is driving or riding as a passenger on a motorcycle.
* The details of the Coverage, Conditions and Exclusions are specified in the insurance policy.
MSIG Contact Centre
Tel: 02 007 9000
Email: Click here
Monday – Friday (8.30 a.m. – 9.00 p.m.), Saturday (9.00 a.m. – 6.30 p.m.)
(Except Sunday and Official Holidays)
A: “Trip Easy Plus” Insurance is suitable for travelers who plan to travel only within Thailand for personal trip, for study tour or for business, conference, seminar, training.
A: Travelers must be a resident of Thailand, in good health with no disabilities and must travel within Thailand only and are in the age group of 1-80 years old
A: Insurance cover commences from the time the Insured leaves his/her residence to travel on the trip and expires when the Insured returns to his/her residence or at the insurance policy expiry date whichever comes first. However, the Insured cannot purchase insurance after leaving his/her residence for the trip.
A: Yes, if the Insured’s trip is cancelled or postponed from schedule within 30 days of the trip commencement date due to following causes:
- Death or Serious Injury or Sickness of the Insured;
- Death or Serious Injury or Sickness of the Insured’s Family Members;
- Damage to the residence of the Insured caused by fire, lightning, explosion caused by cooking gas, including natural perils; Then the Company shall cover for the cost of air tickets paid in advance as per sum insured stated in policy schedule.
A: The normal time period for considering claims when MSIG receives all the necessary complete documents is usually within 15 days. Claim payments will usually be made within 15 days from the date the claimant has agreed to the amount of compensation. The insured can track the claim status directly via MSIG Claim Tracking 24/7.
